urgent matter regarding claim

[Hong88]

i jus got a letter ...car claiming for me.. stated accident date 5/feb/2007..

 

i think i hit the car bumper that day...

 

now the letter come liao

 

1.vehicle repair costs $1.3k

 

2.loss of use/rental $200

 

3.survey report $203

 

4. lta search $5.25

 

5.incidental $40

 

6costs contribution $700

 

what should i do? please help serious matter

[katana777]

just let him claim ur insurance, if u r in the wrong, nothing much u can do, u said u hit the bumper of the car already

if u r not in the wrong, call ur insurance company to let them know more infoabt the accidentz

[Hong88]

bumper only repair 200+ right..he claim until this amount..really let him claim?any1 advise on this please

[tingchiyen]

just pass it to your insurance company and let them sort it out for you. if you communicate with the other side and do anything to compromise your insurance company's position on liability or quantum, the insurance company can refuse to cover you.

[buttbutt8]

Originally posted by Hong88@May 11, 2007 09:04 am

bumper only repair 200+ right..he claim until this amount..really let him claim?any1 advise on this please

Just let ur insurance comp know and they will engage their own lawyer to fight the case with the opposition's lawyer.. Dun tink anything will happen to u, just that ur premium will shoot up on nx renewal.

[Arcfire]

Originally posted by Hong88@May 11, 2007 09:04 am

bumper only repair 200+ right..he claim until this amount..really let him claim?any1 advise on this please

Well, its either you pay or your insurance company pays..... Which one you want you decide for yourself.

 

If you had stopped and discussed with the driver immediately after the accident all this would have been unnecessary. Somehow it seems that you do not even know that the driver was going to claim your insurance until you've recieved the letter which makes me think that you did not even stop to talk to the driver after the accident.

 

The LTA search you mentioned just reconfirmed my suspicion.

[jefang]

last time i got knock a taxi (just a small dent), and he ask for $200 which i feel is too high, normally only $100 the most... so he reported....

 

then later found out the taxi company claim more then $1500+!!!

they got their own company doing repair... so at the end i cannot do anything...

so next time i will pay them whatever those taxi driver want!

[Hong88]

i called their lawyer and ask liao..the car which i hit was a car rented from a car rental company one...( wah wtf fight against a company)

 

somemore i 3rd party only..insurance willing to pay for me? -_-

[buttbutt8]

Originally posted by jefang@May 12, 2007 03:19 pm

last time i got knock a taxi (just a small dent), and he ask for $200 which i feel is too high, normally only $100 the most... so he reported....

 

then later found out the taxi company claim more then $1500+!!!

they got their own company doing repair... so at the end i cannot do anything...

so next time i will pay them whatever those taxi driver want!

u mean ur insurance comp pay or u pay from ur own pocket?

[buttbutt8]

Originally posted by Hong88@May 12, 2007 03:27 pm

i called their lawyer and ask liao..the car which i hit was a car rented from a car rental company one...( wah wtf fight against a company)

 

somemore i 3rd party only..insurance willing to pay for me? -_-

Why not? Claims is regardless of which class of insurance u are having. And that is precisely why we need insurance to ride/drive on the road, to pay others!!

[Hong88]

but it was 3 months back.. im wondering will the insurance pay for me or not.. coz at that time i didnt report or anything.. then suddenly now the letter came..