Claim against me in an accident

[SinFilled]

Hi all fellow bikers

 

There is something which sparked fury inside of me.

I got into an accident few months back and TP ruled that it is my fault so naturally the car that I collided with will make claim against me.

 

I received a lawyer's letter today stating that an amount of est. $14k was filed against me of which $600 is for Rental fee (4 days), Survey Report fees ($530) and legal fees ($900)

 

My qns is that is it necessary or compulsory for him to engage the services of lawyers in his claims? and also rental fees too?

 

I do understand that I deserved to be claimed against but I find that the figures abit on the high side?

 

Hope anyone can clarify my doubts.

 

Haiz... really damn suey man that's all I could say.

[allenkey]

claim $14k? how serious was the damage to the car?

[FW1314A]

wow thats alot of $$$ indeed

[JetGrey]

Everything should be reported to your insurance company so that they will settle everything for you. If your insurance company deems it to be too much, they won't pay it and wait for the car to issue a writ of summons. They will then have their own lawyer to engage against the driver's lawyers and lower the price to a more acceptable one at the very least. At least it's only 1.4k.. My accident in Mar, the driver's claiming 6k. But until now, they haven't received anything form my insurance company cos we just received the writ of summons. They're going to argue the amount of the claim.

[testamant]

Hi all fellow bikers

 

There is something which sparked fury inside of me.

I got into an accident few months back and TP ruled that it is my fault so naturally the car that I collided with will make claim against me.

 

I received a lawyer's letter today stating that an amount of est. $14k was filed against me of which $600 is for Rental fee (4 days), Survey Report fees ($530) and legal fees ($900)

 

My qns is that is it necessary or compulsory for him to engage the services of lawyers in his claims? and also rental fees too?

 

I do understand that I deserved to be claimed against but I find that the figures abit on the high side?

 

Hope anyone can clarify my doubts.

 

Haiz... really damn suey man that's all I could say.

 

14 k????hmmm i tink the victim is taking advantage by compensation ,wow i tink the evaluater will onli allow the car owner to claim half of the stated amount.but not to worry insurance will look into it,i suggest you can engage a paralegal,it also depends on how jialat you hit the car,i assume you are riding rite?

[gorgonitz82]

Is not up to you to decide the amount. Your insurance company will take care of it. But I thought that the rental fees should be paid out of his insurance company's pocket. Maybe he don't want to claim his own insurance so throw everything to your side and maintain his ncd.

[Fritz]

I'm in the same situation too currently but mine's only 2.8k. Should I just leave the lawyer's letter alone or bring it to NTUC?

[SinFilled]

Everything should be reported to your insurance company so that they will settle everything for you. If your insurance company deems it to be too much, they won't pay it and wait for the car to issue a writ of summons. They will then have their own lawyer to engage against the driver's lawyers and lower the price to a more acceptable one at the very least. At least it's only 1.4k.. My accident in Mar, the driver's claiming 6k. But until now, they haven't received anything form my insurance company cos we just received the writ of summons. They're going to argue the amount of the claim.

 

bro mine is 14k not 1.4k haha

[SinFilled]

Hi all... thanks for your comments n suggestion. Yeah I hope my insurance company can look into this matter.

 

Basically we collided side by side when im turning out and TP claimed to be my fault. The damage when I last seen during that day of accident from was his front to the end of his left side... scratches from tip to end, car door dented, end bumper oso came off... but I seriously dunno if it would amount to 12k in damages?

 

I want to get a paralegal but I don't have much money, scully I lose case end up I gotta pay more haha

 

gorgonitz82 : so by right he should claim his rental fees with his own insurance company? wah then i seriously need to complain man haha

[steel_headz]

I'm in the same situation too currently but mine's only 2.8k. Should I just leave the lawyer's letter alone or bring it to NTUC?

 

Get ur insurance to handle for you. N see hw it goes.

[SinFilled]

I'm in the same situation too currently but mine's only 2.8k. Should I just leave the lawyer's letter alone or bring it to NTUC?

 

By right lawyers would have cc-ed a copy to your insurance company too. But you may wish to check with your insurance co. if they did receive anything.

 

Mine still threaten to say I need to acknowledge within 14 days if not he can go ahead and claim 14k against my insurance co.

[DeusExMachina]

By right lawyers would have cc-ed a copy to your insurance company too. But you may wish to check with your insurance co. if they did receive anything.

 

Mine still threaten to say I need to acknowledge within 14 days if not he can go ahead and claim 14k against my insurance co.

 

Just acknowledge and let your ins co know. Let them handle the haggling in the background.

 

That's why you pay your insurance premium, so that they take the liability.

 

 

 

Whatever it is, your next premium is gonna jump.

[SinFilled]

yeah looking at the amount, min. oso will shoot up by $1.2k... im so dead next yr...

[EJ]

wow 14k! what car did you hit? mine was 3 years back when i hit a comfort cab, bugger claimed $7k from me inclusive of loss of income.. don't know how come yours can reach 14k. same things as mine, the insurance company fight it out while my life goes on. time to renew my insurance, i had to pay the $300 excess and lost all my NCDs.

[mak]

wow 14k! what car did you hit? mine was 3 years back when i hit a comfort cab, bugger claimed $7k from me inclusive of loss of income.. don't know how come yours can reach 14k. same things as mine, the insurance company fight it out while my life goes on. time to renew my insurance, i had to pay the $300 excess and lost all my NCDs.

 

ha, $300 excess u sad like this... just imagine i had to come up excess $900++ just for a F up taxi claim against my insurance of $3k

[ghost04]

yeah looking at the amount, min. oso will shoot up by $1.2k... im so dead next yr...

 

$1.2k for a 2b bike?? tats a hell lot...

[Tyrian]

ride safe guys

 

it's better to avoid an accident altogether.

[SinFilled]

wow 14k! what car did you hit? mine was 3 years back when i hit a comfort cab, bugger claimed $7k from me inclusive of loss of income.. don't know how come yours can reach 14k. same things as mine, the insurance company fight it out while my life goes on. time to renew my insurance, i had to pay the $300 excess and lost all my NCDs.

 

haha i just hit a SJK plate Nissan Slyphy and it amounted to 14k liaoZ -.-

scratch from his front to the end, car door dented, end bumper came off plus respray, will hit 12k meh? haha he added his rental fee and legal fees and survey fees that's how it hit 14k.... super suey ah!!!

[ganman]

An accident is the worst thing you can get yourself into now with increasing insurance premiums. Not only that, you lose your NCD, premium will increase automatically as you've had an accident and your insurance company may not want your business.

 

Appreciate your bike, you don't wanna be taking public transport again.

[madman]

hey, i got 2.4k claim for my 2b bike too, rode it for 3 yrs and bought at same amount...hahaa, no loss...

 

cars claims that amount if only cosmetic damage is excessive.

 

i repair my car rear badly damage only $200 plus, knock back, realign and spray bumper and boot. front and side spray $100+... went to jb buy the spare part from shops there, save lotsa money...

[contrarian]

I'm in the same situation too currently but mine's only 2.8k. Should I just leave the lawyer's letter alone or bring it to NTUC?

 

Do yourself a favour and save yourself from potential grief:

Every letter claim writ summons and process should be notified or forwarded to your insurer immediately on receipt.

[EJ]

ha, $300 excess u sad like this... just imagine i had to come up excess $900++ just for a F up taxi claim against my insurance of $3k

 

no la where got sad? i should be happy that the $7k didn't came from my own bank account!

 

anyway, i just got a letter from TP stating that the lorry driver who whacked me from my left side a month ago was charged. $200 fine and 9 points. already passed that letter to the bike shop to do all the necessary claims.

[SinFilled]

An accident is the worst thing you can get yourself into now with increasing insurance premiums. Not only that, you lose your NCD, premium will increase automatically as you've had an accident and your insurance company may not want your business.

 

Appreciate your bike, you don't wanna be taking public transport again.

 

Agreed! I definitely wont wanna go back to taking public transport again haha:cheeky:

[Skull_Angel]

hmm ii dunnoe tis is my fault or the driver luh..

there is 2 right turn lane..so i take the left right turn lane..i was far behind..so i lane change out..

den lane change back to the left right turn lane..den go infront left side of the first car..i was slowling dwn to a stop..

therefore the right turn light green ..den the car just accerate & langa mii..F**K he din see infront got bike sia..

my back of the bike is under the bumper..lolx..the bumper spoil & he wan claim my insurance..so is whose fault?

[stsoh]

got into an accident this month, when front car jammed his brake for no apparent reasons.

a dent n paint scratched...claimed S$4k. .

it's way too much claim, why can't authority put these ppl away?

why can't insurance co filed police report for insurance fraud against the claimer, assesser, lawyer, motor repair shop for scheming together?

any good lawyer(s) willing to fight for poor bikers for free or commission gain from counter suit?