wahhh Class 2 insurance jialat leh!!!!

[roy_angel_2010]

hi brothers...im upgrading to a class 2 bike in a mnth`s time n wanted a ninja1000,but heard that the insurance is rily high...now i haf to cancel my dreams.... im rily interested in a 1000cc bike only.... can any1 tell me the insurance prices for all the 1000cc sports bike....im 25yrs old n 3yrs riding exp...is there any cheaper insurace pricing for 1000cc category....?? or any1 can recommend me a sports bike thats worth the insurance plss ?????

[karmatrix]

nobody can give you an accurate quote as it is based on alot of factors, including bike model, rider's age, exp, accident claim history etc...

 

If you really want a cls 2 sports bike, you might want to look at 2nd hand ones, they are generally required less insurance premuim as compared to a brand new one. Think the suzuki class 2 sports bike have the least expensive insurance pricing as compared to the other brands, dont ask me why they calculate like that, that's how they come up with the formula.

[roy_angel_2010]

oh ok thats a gd piece of advice....my frens told me kawa zx-10 is 4.2k if ur below 25 yrs of age....thats a killer and r1 is 2.7k ard there.....if suzuki is less that means gsx1000 is a gd choice for me ain't it bro....kinda scary the insurance rates for class 2 bikes....haha but great advice bro

[xXxRatedxXx]

expensive perhaps you could wait till a few years more later to ride when you have the financial means...

[deckard]

ride the daelim r250 loh

 

knn look like a class 2 bike anyway...

[kinwei]

Just go down to the bike shop and get a quote. Otherwise you can contact NTUC for a free quotation. Among the 4 Jap brand, Suzuki has the lowest premium due to some factor determined by the insurance companies. Kawa normally the most expensive. But I have heard the agent has a tie up with a insurance company to give a cheaper and more afforable insurance if you buy from them. This is hear say, got to check yoursleves.

[myxilplix]

AHAHAHAAAAAA the old grandmother stories about kawa insurance again. Kawas have the cheapest insurance cos AIG has a special rate for them, available thru places like looi's motor or dili trading. My last renewal i went direct to AIG, also special price.

 

I guess the old tales have a good side, keeps the big kawas a little more rare and exclusive, you won't see one on every street corner.

 

I'm 31 years old and paying $788 for FIRST PARTY insurance on my '08 zx-10r.

[mild_slevin]

oh ok thats a gd piece of advice....my frens told me kawa zx-10 is 4.2k if ur below 25 yrs of age....thats a killer and r1 is 2.7k ard there.....if suzuki is less that means gsx1000 is a gd choice for me ain't it bro....kinda scary the insurance rates for class 2 bikes....haha but great advice bro

 

hmmm sounds crazy to me, but those price they quote are "comprehensive" huh? My bud, riding a 07 CBR1000RR, age 26 with 6 years of riding experience, TPFT @ 1400 (approximate figure) inclusive of his NCD (No Claim Discount).

[rezz_shaz]

just wait 5 more years...confirm insurance will be lower...

[swiftee]

hm... i am much younger than you... whatever insurance i get confirm very the expensive

 

its cool to have a big bike when you are young , but must decide whether its worth it to pay all this extra money for no reason... sianz

 

i think i will prob wait till past 26 to get a cl 2 bike... cuz insurance will start to drop by tt age... since ts is only 1 year away, might just as well wait and get bigger savings right?

[dragonforce]

AHAHAHAAAAAA the old grandmother stories about kawa insurance again. Kawas have the cheapest insurance cos AIG has a special rate for them, available thru places like looi's motor or dili trading. My last renewal i went direct to AIG, also special price.

 

I guess the old tales have a good side, keeps the big kawas a little more rare and exclusive, you won't see one on every street corner.

 

I'm 31 years old and paying $788 for FIRST PARTY insurance on my '08 zx-10r.

old grandmother story? few bike shops i went and take a look at kawasaki, it contains the highest points amongst the japanese bikes.

[Snoek]

hi brothers...im upgrading to a class 2 bike in a mnth`s time n wanted a ninja1000,but heard that the insurance is rily high...now i haf to cancel my dreams.... im rily interested in a 1000cc bike only.... can any1 tell me the insurance prices for all the 1000cc sports bike....im 25yrs old n 3yrs riding exp...is there any cheaper insurace pricing for 1000cc category....?? or any1 can recommend me a sports bike thats worth the insurance plss ?????

 

you buy the bike that you like and not the bike that suits ur insurance budget

[swiftee]

you buy the bike that you like and not the bike that suits ur insurance budget

 

um but the insurance budget will influence TS's quality of life when living with abovementioned favorite bike

 

if you are always worrying about how to pay off the insurance every year, how to enjoy living with the bike?

 

for me, i find it senseless to keep paying the insurance company so much extra money every year. even though i am in a so-called high risk age bracket, i have not made any claims, n i wouldnt want to pay so much for other young ppls' mistakes, it's like throwing money in the drain.

 

I'm 31 years old and paying $788 for FIRST PARTY insurance on my '08 zx-10r.

 

u are 31 lei... of course cheaper la

Edited May 21, 2010 by swiftee

[mild_slevin]

hm... i am much younger than you... whatever insurance i get confirm very the expensive

 

its cool to have a big bike when you are young , but must decide whether its worth it to pay all this extra money for no reason... sianz

 

i think i will prob wait till past 26 to get a cl 2 bike... cuz insurance will start to drop by tt age... since ts is only 1 year away, might just as well wait and get bigger savings right?

 

ONce u hit 30 u'll see a bigger savings

[roy_angel_2010]

yeah u are rite brothers.... i dun mind getting the bike i want but wen the end of yr comes surely sian to pay so much for insurance... i like all the 1000cc bikes...so any1 wid the lowest insurance i`ll go for that....kawa 788?? wow...i dun mind kawa if its below 2k....

[Blahhh]

TS die die must ride 1k cc bikes? 600cc cannot meh?

 

cl2 sportsbikes are considered "luxury" items. Good to have, but don't have also can still survive. Thus, no money, no ride. kthxbye!

[blacstarz]

hmm... juz being interested how much will the insurance b for third party for r6 06 if i am 22 wif 3 yrs ridin exp??? lol...

[QuaXum]

Actually i was considering to get a cl2 bike too, i'm 24 this year btw, but thinking of the prices of insurance, it really puts me off. why do you pay insurance and in the end, end up with nothing year after year, maybe the NCD. but i totally don't find it a point to pay so much for insurance unless you get into accidents often, but which mofo will? hah. just my 2 cents worth

[blacstarz]

Actually i was considering to get a cl2 bike too, i'm 24 this year btw, but thinking of the prices of insurance, it really puts me off. why do you pay insurance and in the end, end up with nothing year after year, maybe the NCD. but i totally don't find it a point to pay so much for insurance unless you get into accidents often, but which mofo will? hah. just my 2 cents worth

 

haha yea agreed... insurance is juz a requirement to ride or drive on the road. which i tink is stupid if we dun get into accidents at all *touch wood* we will end up throwin our $$ to this blood suckin companies for nth and they dun even nid to do anythin but to keep takin our hard earned $$ and its not little...

 

in short, they either wanna take our hard earned $$ withou givin us anythin OR... wan us to get into accidents so tt they can prove their worth... which i tink either way is DAMN STUPID...

[Fried Rice]

wa so ex ah? 2-4k a year?!

[rezz_shaz]

hmm... juz being interested how much will the insurance b for third party for r6 06 if i am 22 wif 3 yrs ridin exp??? lol...

 

more than my car and bike insurance combine....

[Blahhh]

I wonder hows insurance be like for 24yo with 6 yrs riding exp for OLDER roadbikes like hornet 600 or fazer6?

 

Becoz I don't see the point of riding a sportsbike if u dun go track. Posing2 show people u riding sportsbike but have to eat grass and pump petrol late at night in jb for what. I wun get a cl2 bike until I am able to get one while maintaining my current style of living & cash expenditure

[bluesurfer]

izit cos its sports bike that is why its so ex or its ex cos its cls 2? cos i was planning to get a vfr but age 22-23 nia with no ncd.

[myxilplix]

For some reference, i got my first zx-10r, an '04 model in 2006. The bikeshop that i was buying from (pleasure motorsports) recommended i get my own insurance from another shop nearby (dili trading) which deals with AIG for kawas. Pleasure straightforward told me it would not be worth it to get insurance for the bike from them.

 

I paid about $1400 for first party insurance on that bike, at the time i was 27 and had 0% ncd, would have been more if it was a new bike. Over the years it's gotten cheaper due to my age and ncd going up. I traded in my '04 for an '08 zx-10r to Looi's motor which also has the AIG offer, paid about $1.1k for first party on my '08 brand new and now it's down to $788, which i didn't even renew at Looi's, i went to AIG direct for renewal.

 

So my advice is if you're gonna get a 2nd hand "big kawa", get the bike details, buy the insurance separate from either dili trading or looi's motor or maybe you can even ask AIG direct. I don't know how bikeshops operate with regards to someone not getting the insurance from them, from my limited experience it was not a problem. If you're gonna buy one brand new, get it from an authorised dealer which can offer the AIG deal.

 

More info on the AIG deal. It's called Kawasaki Motorcycle Autoplus. My excess has always been constant at $1300. For claims-related repairs i have to go back to authorised repairers, there are 5 and i think you can also buy the AIG insurance from these 5. Evershine Auto, Sin Boon Motor, Looi's Motor, Atan Motoring Supply and Dili Trading.

 

Hope that sheds more light on the whole kawa insurance matter. Everyone seems to think it's high cos they're probably getting quotes from ntuc or something. Just like car insurance, must shop around lah.

Edited May 22, 2010 by myxilplix

[bluesurfer]

dear Bros,

 

how much am i expected to pay if i wanna get a 600-800cc bike when i got no ncd and still between 21-25 cat? and normally, would u guys get comprehensive or tpft