Track Riding Insurance

[Constipated Face]

Hey bros,

 

Is it possible to get insurance coverage for track riding here? SMSA has race insurance that goes along with its race licenses, if I'm not mistaken, but what about non-competitive track riding?

 

Regular personal accident plans don't cover 'dangerous activities'.

[rein_jahat14]

Hey bros,

 

Is it possible to get insurance coverage for track riding here? SMSA has race insurance that goes along with its race licenses, if I'm not mistaken, but what about non-competitive track riding?

 

Regular personal accident plans don't cover 'dangerous activities'.

 

Why don ask SMSA if its possible to get the insurance coverage w/o the racing license..

I'm sure they can work out something..Maybe need to join as SMSA member only..

 

Maybe Can approach Mr Jackson or Janet from SMSA..

 

:thumb: :thumb:

[RESPECT]

any updates on this insurance thing?

[gmaxrace]

Hi Constipated and Rain,

 

The SMSA insurance is just "peanuts", the money that they will pay is not even enought to cover a simple surgery. Of course better than nothing!

 

We have to find a good Insurance that is covering us! If anybody know a better option pls share.

 

Cheers,

 

Luca #32

[ambasnakeman]

to make racing more affordable, i belief cheap insurance was introduced. even at a lower price now, some potentially interested racers are complaining its too expensive.

[Constipated Face]

any updates on this insurance thing?

 

Not yet. Sent an email, but Janett wants me to call. Don't know why.

[RESPECT]

i need insurance at the rate i've crashed

[redbeacon]

Body before bike, bro.

This is how it should matter.

[GrimReaper]

Body can heal by itself, bike cannot heal without cash. Having said this, I wish to contradict myself by saying life more important then bike.

[duperman]

i like to race and play corners all the time 1 leh..i'm always testing myself and my bike...thus i've had 1 too many accidents already...but i'm still ok...i hope i can find out more abt racing...i wouldnt mind racing for a living...lol...

[asidsoul]

i like to race and play corners all the time 1 leh..i'm always testing myself and my bike...thus i've had 1 too many accidents already...but i'm still ok...i hope i can find out more abt racing...i wouldnt mind racing for a living...lol...

 

Will you be racing in cub prix/supermoto this year?

[duperman]

i riding sport bike leh...i damn angry la when i see that they nv build 1 for sport bikes...sigh...if onli i can take part..

[asidsoul]

Perhaps, MSS is a better channel for your racing needs.

[duperman]

MSS? where's that? i onli noe pasir gudang....haha

[eyz]

i was recently introduced a Personal Accident protection for Life insurance policy by AIA. I am lazy to explain how it work, but will tell you guys what you might be interested. I was told that it covers hobbies such as track riding, scuba diving, surfing, even if it is conducted overseas. They also have coverage that provide evacuation in the event you prefer to be send back to your home country for medical attention.

 

I'd scanned out the brochure for reading if anyone of you are interested.

 

But this insurance does not cover racing related activities, it only covers track riding as a hobby.

 

http://farm3.static.flickr.com/2218/2535993714_1d253bb39d_o.jpg

 

http://farm3.static.flickr.com/2218/2535993714_1d253bb39d_o.jpg

 

http://farm3.static.flickr.com/2250/2535993904_b2cb3dd432_o.jpg

 

http://farm3.static.flickr.com/2137/2535179533_f5222c66ac_o.jpg

 

Lastly, I am not dealing with insurance. If you would like to know more about this policy, you should go ask your insurance adviser to find out for you.

[redname]

Hi,

i'm currently representing a local insurance company and would like to extend my service to everyone here since you guys are interested to have coverage over accidents.

 

Due to this activity being defined as harzadous, there'll be a need of a higher premium rate.

 

here are some guidelines that i feel that you guys should know.

 

1. the company will only provide coverage if the activity is carried out within the usual precaution and safety guidelines accepted for the activity.

 

2. the company will not provide coverage if the activity is carried out in a professional capacity

 

Hope to hear from you guys soon

[eyz]

bro,

 

with regards to the guidelines ya'd mentioned, will i be covered if i am doing track riding as a hobby at PG?

 

Since PG management ensure that riders are equipped with the minimum safety gear before allowing them to hit the track.

 

In addition, PG is a closed circuit and lastly, I am just a casual track goer.

 

Please enlighten us.

 

Thanks.

 

 

Hi,

i'm currently representing a local insurance company and would like to extend my service to everyone here since you guys are interested to have coverage over accidents.

 

Due to this activity being defined as harzadous, there'll be a need of a higher premium rate.

 

here are some guidelines that i feel that you guys should know.

 

1. the company will only provide coverage if the activity is carried out within the usual precaution and safety guidelines accepted for the activity.

 

2. the company will not provide coverage if the activity is carried out in a professional capacity

 

Hope to hear from you guys soon

[redname]

bro,

 

with regards to the guidelines ya'd mentioned, will i be covered if i am doing track riding as a hobby at PG?

 

Since PG management ensure that riders are equipped with the minimum safety gear before allowing them to hit the track.

 

In addition, PG is a closed circuit and lastly, I am just a casual track goer.

 

Please enlighten us.

 

Thanks.

 

yes, i've checked with my company and they are able to.

 

wld you mind to pm me your contact num so tht i can contact you shld you decide to know more abt this policy plan?

[redname]

Hi everyone,

pls feel free to contact me if you have any enquires regarding the accident coverage, would be glad to answer them for you.

 

Several riders have already being to discuss with me about the accident coverage and I would like to thank them for their interest and their support.

 

The accident coverage not only covers on track riding but can be used as coverage for everyday riding and also accidents that doesn't invovle riding.

 

Hope to hear from you guys soon

[Doctor DOL 46]

Hi everyone,

pls feel free to contact me if you have any enquires regarding the accident coverage, would be glad to answer them for you.

 

Several riders have already being to discuss with me about the accident coverage and I would like to thank them for their interest and their support.

 

The accident coverage not only covers on track riding but can be used as coverage for everyday riding and also accidents that doesn't invovle riding.

 

Hope to hear from you guys soon

 

Hey Redname,

 

It would be great if you could provide your contact details here.. Mobile number, email, company name, office no etc..Im sure many of the bikers here whom frequent track would love to be in contact with u and knoe more bout the insurance coverage.. :thumb:

[redname]

Hey Redname,

 

It would be great if you could provide your contact details here.. Mobile number, email, company name, office no etc..Im sure many of the bikers here whom frequent track would love to be in contact with u and knoe more bout the insurance coverage.. :thumb:

 

Hi Doc,

thanks for raising this up. For interested riders, they can PM me or contact me @ 97611194.

[eyz]

bro, are ya able to find out whether will the insurance holder be covered if he were to participate in the 5 lap challenge during PG track day?

 

that's a very grey area.. it's not really a race, which is why it's called a 5 lap challenge. but the again, trophy are given out to the top 3 riders.

 

Hi Doc,

thanks for raising this up. For interested riders, they can PM me or contact me @ 97611194.

[redbeacon]

Hi,

i'm currently representing a local insurance company and would like to extend my service to everyone here since you guys are interested to have coverage over accidents.

 

Due to this activity being defined as harzadous, there'll be a need of a higher premium rate.

 

here are some guidelines that i feel that you guys should know.

 

1. the company will only provide coverage if the activity is carried out within the usual precaution and safety guidelines accepted for the activity.

 

2. the company will not provide coverage if the activity is carried out in a professional capacity

 

Hope to hear from you guys soon

Heya! Send me the details too

[redname]

bro, are ya able to find out whether will the insurance holder be covered if he were to participate in the 5 lap challenge during PG track day?

 

that's a very grey area.. it's not really a race, which is why it's called a 5 lap challenge. but the again, trophy are given out to the top 3 riders.

 

ok, will look up for you but to my understanding, as long as the race isn't done in a professional capacity, the company should be covering. will double check on this

[eyz]

thanks bro, after i posted the question, i read the brochure again. it stated exactly the same as wat ya posted. as long as it's not a professional sport and not done in professional capacity, i'll be covered.

 

thanks for checking out for me. ^_^

 

ok, will look up for you but to my understanding, as long as the race isn't done in a professional capacity, the company should be covering. will double check on this