Bike kena rammed by mercedes but mercedes more damages

[ThePole]

Hi bros

 

dun noe wat to do with this leh. yesterday morning, when i was turning out the slip road from Jurong Town Hall Road to Boon Lay Way, i stopped to check the traffic. a mercedes can't stop and hit me at the back. nothing happened to my bike, but the mercedes car plate and front guard fell off. as i was a bit late for work, so i rush off when the traffic is clear. the driver drove and overtook me and waved his hand to say sorry.

 

i din go to TP. will there be any issue?

[rudi1986]

if u have the plate number den should just make report so that the guy cant claim insurance n say its ur fault... nowadays they can come up with story just to claim insurance n make u pay...better be safe den sorry

[Guest johjoh]

no exchange of particulars, no photo-taking. dun tink possible to claim ba.

[CSV]

maybe the mercedes took down his plate no? you never know.

 

well ts, anytime you are involved in an accident, serious or not, just inform your insurance provider. even better, take down plate no. just in case.

 

later these people play punk and claim insurance behind your back. then you can say hi to skyrocketing premiums.

[ghost04]

he bang u his fault.

hope nothing happens n he don prata the story n say u bang him.

[revospeed]

The Merc hit you from behind and just waved sorry to you.

If you hit him from behind, will the driver let you off with you waving sorry to him?

Next time just report only.

This kind of people sure will claim from you if you happen to hit them!

But I guess it's too late to do something about it now.

[vtec_warrior]

The Mercs driver will sure PRATA the story say u reverse and hit his front. Better go the nearest IDAC and make a report. They will advise u according.

[Ah_Pet]

btw wat bike u riding? got so hard or not?

[Silent Hunter]

Aiya, just let it be lah, both parties didn't take down number, or take photo and no damage to the bike, report what thing?

[trixxy]

agree, if nothing happen to the bike why make a big fuss. lets not use such dubious thoughts on others, u dont wish others to mistreat u either.

[welly]

i dun believe that the driver will let the rider off if it was the rider who hit the car from behind..so imo,just take dwn the licence plate no of the car,time n day of offence n report to the authorities.better b safe than sorry.thats my mantra

[Jundeang]

my friend's kr kena an integra head-on, end up the bike not much repair, but the integra have to scrape.. hard to believe?

[MonoWorld]

saw a RX-Z with a kia picanto crashed head-on. the picanto gotta be scrapped!

[redbeacon]

Aiya, just let it be lah, both parties didn't take down number, or take photo and no damage to the bike, report what thing?

 

Actually, it's highly recommended to report your accident, no matter how small it was. Just a simple report at your nearest IDAC centre would do, filling out some simple forms. They'll most probably liaise with your insurance company.

 

This way, if the 3rd party (ie the Merc driver) were to begin to make false claims against you, that report that IDAC and your insurance company has made for you can then be used to counter against the driver's claims.

 

No report = harder to fight cases against you. Just an extra step to ensure that you're not at fault.

 

I read somewhere that it's best to lodge a report ASAP and 24 hours is the rule of thumb in Singapore. If not, the next available working day.

 

Learnt this during my 2B days.

[trixxy]

Actually, it's highly recommended to report your accident, no matter how small it was. Just a simple report at your nearest IDAC centre would do, filling out some simple forms. They'll most probably liaise with your insurance company.

 

This way, if the 3rd party (ie the Merc driver) were to begin to make false claims against you, that report that IDAC and your insurance company has made for you can then be used to counter against the driver's claims.

 

No report = harder to fight cases against you. Just an extra step to ensure that you're not at fault.

 

I read somewhere that it's best to lodge a report ASAP and 24 hours is the rule of thumb in Singapore. If not, the next available working day.

 

Learnt this during my 2B days.

 

What u said is theorically right but however i believe it greatly depends on case to case. For his case it is just a minor kiss behind from the car. Nobody in the right sense of mind will make a false claim for something that is obviously their fault. He may be jailed for that. (Nobody will believe a motorcycle will reverse and hit a car till the bumper fall off, and den run away)

 

Making a report for this case WILL NOT advantage you in anyway. You are the one who ran out of the scene first. Making a report after that sounds silly and doesn't make sense, it may even feel more fishy per se when you did not even get the drivers details and contacts at the point of accident / no proof of what you claim is right = redundent report.

 

It is also unfair to the driver because you did not liaise with the driver at first instance. Making a report like that will make him officially guilty of an accident. He DO have a choice to settle it privately with u but u run away to make a report has deprived him of his right of opportunity.

 

I am pretty sure the driver WILL NOT report the accident because you run away first and he even chase up to apologise to you. He would assumed u have forgiven him and settled privately, which apparently is, but NOT. You turned around to report him which made him guilty of possible hit-and-run case and that makes u a "lan jiao lang" (******* person). I can tell he is more afraid than you who will report the accident rather than the other way round.

 

If the person is really what you thought of being dumb enough to report a false claim, I am sure you will win the case easily saying he hit you from behind and no damage done to you - nothing wrong not to report. (Reporting wont change anything)

 

My conclusion is making a report for any accident may be right for some who want to play safe for yourself because the insurance policy say so, however it is catered to generally all cases of accident in order not to confuse others as many people do not know what to do after an accident. It is certainly not the wise way of handling situation for certain case like this. Ended up you are only wasting each other time, created enemies and trouble for something that is already solved.

[welly]

my friend's kr kena an integra head-on, end up the bike not much repair, but the integra have to scrape.. hard to believe?

 

u gotta be joking....hw come never published in the papers???

[DaN zI]

The Mercs driver will sure PRATA the story say u reverse and hit his front. Better go the nearest IDAC and make a report. They will advise u according.

 

how can a bike reserve till strong enough to knock down e bumper of a car? unless he super fit LOL .

[Orleng]

What u said is theorically right but however i believe it greatly depends on case to case. For his case it is just a minor kiss behind from the car. Nobody in the right sense of mind will make a false claim for something that is obviously their fault. He may be jailed for that. (Nobody will believe a motorcycle will reverse and hit a car till the bumper fall off, and den run away)

 

Making a report for this case WILL NOT advantage you in anyway. You are the one who ran out of the scene first. Making a report after that sounds silly and doesn't make sense, it may even feel more fishy per se when you did not even get the drivers details and contacts at the point of accident / no proof of what you claim is right = redundent report.

 

It is also unfair to the driver because you did not liaise with the driver at first instance. Making a report like that will make him officially guilty of an accident. He DO have a choice to settle it privately with u but u run away to make a report has deprived him of his right of opportunity.

 

I am pretty sure the driver WILL NOT report the accident because you run away first and he even chase up to apologise to you. He would assumed u have forgiven him and settled privately, which apparently is, but NOT. You turned around to report him which made him guilty of possible hit-and-run case and that makes u a "lan jiao lang" (******* person). I can tell he is more afraid than you who will report the accident rather than the other way round.

 

If the person is really what you thought of being dumb enough to report a false claim, I am sure you will win the case easily saying he hit you from behind and no damage done to you - nothing wrong not to report. (Reporting wont change anything)

 

My conclusion is making a report for any accident may be right for some who want to play safe for yourself because the insurance policy say so, however it is catered to generally all cases of accident in order not to confuse others as many people do not know what to do after an accident. It is certainly not the wise way of handling situation for certain case like this. Ended up you are only wasting each other time, created enemies and trouble for something that is already solved.

 

please do not give misleading information.

 

under MCF guidelines, all accidents should be reported to IDAC or any similar centre within 24hrs or the next working day of the incident.

 

you can then choose to note on the form, there is a box where you can check that you're going to claim third party. so, just don't check that. no action will be taken by IDAC. they are only a fact-finding/collection centre.

 

any further action will have to come from you getting a lawyer to file claims against the other party. IDAC will do nothing with your report unless the lawyer requests for it.

 

you say that the TS may be LJ-lang for reporting. what if the other way around, the merc driver tries to be LJ-lang. your hypothesis that the merc is more afraid, is just that. how can you tell what the merc driver feels. or what his LJ-lang friends may advise him to do to get $$ from false-claiming to repair the merc?

 

Regardless, with relation to all vehicular incidents, minor or otherwise. report to IDAC within the stipulated time frame.

 

"Making a report for this case WILL NOT advantage you in anyway."

 

Wrong.

 

Not making a report for any case may disadvantage you.

Making a report, but not following up with a claim will do NOTHING to either party.

Have you thought about what if the merc driver decides to "play safe", as you call it, and file an IDAC report. Then, won't YOU be the one in trouble now? For potential "hit and run" as you say it is the TS that ran off the scene first.

 

edit : i'm talking about general cases. no matter how minor. please do not give the impression that minor case can don't report. all it takes is for the other party to be the "LJ-lang" as you call them, and you're screwed.

Edited April 10, 2010 by Orleng

[trixxy]

I'm speaking from my personally experience so it might make some of us feel abit misleading. I'm not totally disagreeing with reporting minor cases like this. It is still the correct method to do handle this case. I totally encourage everyone to report it for those who are unsure because not reporting minor case and remaining safe 100% require lots of experience and wisdom. Why I chose selectively reporting cases is because sometimes in life we require mutual trust, not just in accidents but in life generally. You cannot underestimate the speed of trust because it save u a lot of time in the long run. Many other things can be done more meaningfully if we know how to trust others in a way. Sure enough u might meet some problems along the way but when compared to the changes done to your life greatly outweigh those problems, and problems is usually caused by "small" people which can dealed with easily, again treat it as a lesson and be wiser. Too many things in life to be worried about if u are to play safe everytime.

[Orleng]

I agree with you when you say that some of the smaller things in life can be largely settled in a more passive manner. Don't sweat the small things. Sure, but only when one can trust the other person.

 

However, I have to say, nowadays more and more people have a "ME" attitude. When it comes to motor accidents, you can take a look at this forum and the threads where m/cyclists who don't know they have to report, then kena claim. Or their claim become unsuccessful, e.g. "driver wanted private settlement", so m/cyclist never take photos or bring to IDAC, and just trusted the driver. Then next thing they know, driver refuses to pay, and too late to file report with IDAC.

 

Who knows, the driver may have cooked up a story to say that the m/c cut into his lane suddenly. Then the m/c gets booked for inconsiderate driving. Look at the other thread where the fella comes out of his lane, gets horned at by the car, then TP calls him up for investigation. Saying that he hit n run. Anything can happen.

 

In other aspects of life when the potential outcome is small, then sua. However, as you can see, when it comes to motor incidents, it is better to cover yourself first.

 

The IDAC report does no one any harm, if a claim is not filed. It is just stored for record-keeping purposes. Only when a claim is filed by either party, then the lawyer will request for the report to begin the claims. And the other party's insurance co will do the same to get the report in order to investigate and fight the claim.

 

I have personally submitted two reports where neither party filed a claim. One is my fault, one is other driver cause me to crash into him. Both times, just sua, but I file report anyway. When I renewed my insurance, they ask me if I've had an accident before. I told them, yes. When they checked my record in their system, they say that accident not logged, so I get my NCD anyway.

 

I have not been affected by the reports filed in anyway. It takes only 30-45mins if the reporting centre is not crowded. And it buys you peace of mind.

 

You can trust people, but all it takes is one LJ-lang to get bad information from his friends to try and make money out of you. My dad ever kena before, driving car, m/c crash into him. Both say no claim. 6mths later, comes letter demanding 6k. Fight all the way to court.

[trixxy]

Sometimes it just takes a black sheep to ruin all your trust in others. And you will miss out a lot of good things in life. I'm sure there are many wonderful and reasonable people around in sg. Dont let a bad incident lose faith and close all windows of trust. You be surprise there are many like-minded ppl around. Let small matter rest and never do things without integrity like claiming others for own monetary gain. I'm sad for your dad who is being claimed by lj-lang. I believe if we met such bad incident, dont lose faith, blame it on your misjudgement and move on. It is tough to make a clear line of nice people from bad ones, especially when we are young.

 

I do have a good experience to share. Few years ago while I was still inexperience in riding, there was this traffic jam so as usual I lane-split. Not realising there is a yellow box in front, a car just dashed out like that. I applied e-brake so hard but I still kissed the front door as a result. Fortunately there is no damage at all. The driver showed concern asking me if I was hurt. I wasnt sure at that time whose fault was it. I took it as my fault because i suppose to stop at yellow box despite lane-spliting. We decided to let the matter rest as no damage was done. We did not even exchange particulars, but from his eyes I can tell he is genuine that he wont claim anything as he promised. Few years now and indeed I did not recieve any claim from him, though i did not report the accident. I am very touched by his good gestures and I hope all drivers are like him. If he is suspicious I will really report the accident, I'm glad I didnt and if I ever meet him again, a beer is on me. What goes around comes around. If you do good to others one day it will get back to you. I have heard of many other small accidents went unreported and solved amicably. Isnt it be nice?

[Eno]

my friend's kr kena an integra head-on, end up the bike not much repair, but the integra have to scrape.. hard to believe?

 

saw a RX-Z with a kia picanto crashed head-on. the picanto gotta be scrapped!

 

That must be some techniques involved by the Rider. Maybe he wheelied into the windscreen.

[Snoek]

The Merc hit you from behind and just waved sorry to you.

If you hit him from behind, will the driver let you off with you waving sorry to him?

Next time just report only.

This kind of people sure will claim from you if you happen to hit them!

But I guess it's too late to do something about it now.

 

Nv give them chance just like how they will nv ever give us a chance if we were to hit them.

[nove0209]

maybe it got to do with ur face or your bike. rich kids easier to talk. behave like gangster no need to talk, just claim. this is reality. face it.

[anoobster]

when u report to IDAC it also mean that u hv report to ur insurance coy or do u hv to make a separate report?