A Gathering of YAMAHA YZF R125 Riderz...

[Slack_ED]

opps.. I sound angry? LOL!

I wasnt la..

 

It's not the "total x no. of years" because it is "interest per year" and on the "compounding interest" principal.

 

Well if Interest x number of years. For a 12k for five years, It's like 12K x (5% x 5 ) = $15K Then monthly will be 15k / 60 = $250 per month

If is another type, it will be 13K/5 = 2.6k each year then add with interest will be 2.6k x 5% = $2730 per year. Hence monthly is 2730/12 = $227.5 per month

[JSCJL]

Dude, standard is, 5% for each your you are taking. So for 5years, 5yearsX5%=25%

 

($12000x125%)/100=$15000 (Total amount with interest loan)

 

$15000/60=$250 per month.

 

But advise is, don't take too long loan.

[sylar]

Like it or not, 2B bikes are more dangerous in Singapore compared to bigger CC bikes. It's a fact coz I get to see accidents every single day. So yes, a bigger bike doesn't mean it's more dangerous.

I got my at 750 first hand. Talk to Mr Lee.

 

 

 

http://www.singaporebikes.com/forums/showthread.php/344910-WTS-R125-Yamaha-Biggest-2B-Sports-Bike!

 

Research first lah.. Aiyo..

 

It's compound interest. So it's every single year 5%. My was 4% from Mr Lee.

 

by the way, who is mr lee,find him sure 4% interest and $750 for LV FS first hand? bring me go please!

[Slack_ED]

Dude, standard is, 5% for each your you are taking. So for 5years, 5yearsX5%=25%

 

($12000x125%)/100=$15000 (Total amount with interest loan)

 

$15000/60=$250 per month.

 

But advise is, don't take too long loan.

 

Why u say so?

[RaidoN]

longer loan, interest more?

[RaidoN]

Hey all the bros here, about to advise me on something? Was wondering Stock item or After market item better?

[Slack_ED]

longer loan, interest more?

 

Yea i saw a R125 2009 version (Black and silver).

Reg date 01-01-2009

Class Class 2B

Mileage 18000km

Accessories arrow full system after market frame slider

 

If i get tt, it cost $9888 + Insurance which cost around $1200 for new rider. What u guys think?

[Tonylky]

Hey all the bros here, about to advise me on something? Was wondering Stock item or After market item better?

 

Hv to c wat item u buy.

[foxin]

Mr lee is the owner of looi's. One of the older man there, quite short and talks nicely

He will be on the level where there are used bike.

 

Well... It is the same across all motorcycle trade.

 

the number of % in interest TIMES the number of years and then your loan.

For example

 

10,000 bike

down payment 2000 (Full figure of insurance must be in your downpayment)

8,000 loan.

4% per year, loan for 4 years (48 months)

So it will be..

4% x 4years = 16%

Total loan repayable =116% x 8,000 = 9,280

installment per month = 9,280 / 48 = 193 for 47 months + 209 for 48th month.

**Caution**

Some bike shop will charge an "early settlement" fee or whatever they can call it.

That is the % or a lump sum should you decided to

1) pay fully less than the stipulated loan period

2) sell your bike before it "break-even"

 

Policy is pretty troublesome. I suggest you get more advise for things to look out upon

[RaidoN]

Yea i saw a R125 2009 version (Black and silver).

Reg date 01-01-2009

Class Class 2B

Mileage 18000km

Accessories arrow full system after market frame slider

 

If i get tt, it cost $9888 + Insurance which cost around $1200 for new rider. What u guys think?

 

i know where this bike come from haha.

[Slack_ED]

i know where this bike come from haha.

 

It's still there right? I wonder why no one take it...

[sylar]

Mr lee is the owner of looi's. One of the older man there, quite short and talks nicely

He will be on the level where there are used bike.

 

Well... It is the same across all motorcycle trade.

 

the number of % in interest TIMES the number of years and then your loan.

For example

 

10,000 bike

down payment 2000 (Full figure of insurance must be in your downpayment)

8,000 loan.

4% per year, loan for 4 years (48 months)

So it will be..

4% x 4years = 16%

Total loan repayable =116% x 8,000 = 9,280

installment per month = 9,280 / 48 = 193 for 47 months + 209 for 48th month.

**Caution**

Some bike shop will charge an "early settlement" fee or whatever they can call it.

That is the % or a lump sum should you decided to

1) pay fully less than the stipulated loan period

2) sell your bike before it "break-even"

 

Policy is pretty troublesome. I suggest you get more advise for things to look out upon

 

Hey bro, mr lee from loois motor, his name isit lee yoon kong(a 50+uncle)?

His namecard put manager. i ask him about the lv fs he offer me 1.1k but ppl say he

offer them $750 only, and the loan interest is 5% instead of 4%. i ask wrong people? or my face look like a carrot..or he tot my name is robert? zzz

[Slack_ED]

Hey bro, mr lee from loois motor, his name isit lee yoon kong(a 50+uncle)?

His namecard put manager. i ask him about the lv fs he offer me 1.1k but ppl say he

offer them $750 only, and the loan interest is 5% instead of 4%. i ask wrong people? or my face look like a carrot..or he tot my name is robert? zzz

 

are u getting the 50th wgp edition?

[RaidoN]

It's still there right? I wonder why no one take it...

 

Because haha everyone knows.

[chiaph]

Hey bro, mr lee from loois motor, his name isit lee yoon kong(a 50+uncle)?

His namecard put manager. i ask him about the lv fs he offer me 1.1k but ppl say he

offer them $750 only, and the loan interest is 5% instead of 4%. i ask wrong people? or my face look like a carrot..or he tot my name is robert? zzz

 

That's him, and you really have to question him till mad then you will get a more accurate answer. He told me no early settlement frr, but when I settle early, I was charge $2000 extra.

[Slack_ED]

Because haha everyone knows.

 

Share leh share leh.. sth bad?

[RaidoN]

go read about " why pay more" thread lol

[RaidoN]

Was about to buy that, but thanks GOD.

[Slack_ED]

Was about to buy that, but thanks GOD.

 

erm sorri but can go straight to the point?

[sylar]

are u getting the 50th wgp edition?

 

i confirm buy r125 in feb, just that i want other design...and i want go down bargain the loan interest 4% and i want change my exhaust at $750 >=(

[sylar]

anyone wanna buy r125 soon? go down and bargain for mass order =D

[Tonylky]

i confirm buy r125 in feb, just that i want other design...and i want go down bargain the loan interest 4% and i want change my exhaust at $750 >=(

 

Nice1 any new rider le. Haha. Btw bro nxt week i maybe will go loois. If u wan go we can go tgt.

[Slack_ED]

anyone wanna buy r125 soon? go down and bargain for mass order =D

 

I confirm buying too. Mostly either end of the jan or early Feb. Trying to get the 2011 version black and gold but if don't have.. The 50th wgp white red is fine too...

[RaidoN]

new bike usually takes 1mth liddat to come in sg.. i asked before.. I going looi's too. do my servicing :angel:

[Slack_ED]

Anyway how high is the seat? I am 1.73m only. Will my foot be able to step on the ground? Or end up tic toe?