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AXA Insurance or Allianz Insurance?

mfibre

By mfibre
in Biking in Singapore

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mfibre Newbie

mfibre

Posted
Posted

Hi all,

 

I have called up both company for quotation.

Price wise, Allianz is significantly cheaper - $378.

AXA is $467

 

Both is 2nd party (or 3rd party, fire and theft)

 

Question is, why the big difference in price and should i just go for the cheaper one?

 

Thanks for reading!! :)

 

 

For your info:

Bike 125cc

more then 1 yr riding experience

No claim made during that 1 yr of riding.

At the moment on AXA (expiring soon)

:)
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prego08220 Newbie

prego08220

Posted
Posted

Used Alliance few months back.. Not bad.. Refund of remaining premium within 1 month.. But for accident claim not sure.. Never tio b4..

LovE My riDe..:angel:

 

 

Honda Nsr SP 150cc : Jan'06 - Jan'07 ( Fs 5*4 S)

 

Honda Cbr 400rRr : Jan'07 - Sept'07 ( Fn 9**3 A ) :cry:

 

Yamaha Spark 135 : Sept'07 - Jan'07 (FBA 42** B )

ktm_edmund Newbie

ktm_edmund

Posted
Posted

bro don take axa la cos bought axa and my bike was stolen and i called them up end of the day they will only tell you to wait and no news for my claim... good luck on your decision

Stardust83 Newbie

Stardust83

Posted
Posted
bro don take axa la cos bought axa and my bike was stolen and i called them up end of the day they will only tell you to wait and no news for my claim... good luck on your decision

 

haha,can verify with my bro here....wait till so long still no news...wait liao also sian ! :cheeky:

July 2006-21st Aug 2007 :Honda NSR SP (FS1029R)

21st Aug 2007-28th Oct 2009 :Honda CB400 Spec III (FY8*8*M)

5th Sept 09-20th Nov 2013 Suzuki Hayabusa K6 FBA 9**6 J

30 Jan 13-Hyundai Getz 1.6 SFV*1*1K

20th Nov 13-Honda CBR600RR 2008 FBE4*4*S

2015-2015:Mitsubishi Lancer GLX

28th Oct 2015-Mitsubishi Lancer EX GLS

 

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mfibre Newbie

mfibre

Posted
  • Author
Posted

wah. then how come pay more for this AXA..it should have better service or even more coverage right...?

:)
nightmar3 Newbie

nightmar3

Posted
Posted

axa got higher premium basically. i just renewed with axa cuz they quote me alot alot alot cheaper than mitsui and NTUC.

Does more premium means more coverage? i dun think so..

 

gd luck on ur decision!

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mfibre Newbie

mfibre

Posted
  • Author
Posted

Then why not go for Allianz since its cheaper?

I got a quotation from NTUC.. its more than $1000 !!!!!!! :o

:)
Kenix Newbie

Kenix

Posted
Posted

Ok i just checked 3rd party quote from various companies, basically i got all quotes around $250 for NTUC, Mitsui & AXA with 10% NCD. So I wanna ask, which company is better (currently under AXA)? Or should just get the cheapest 1... :p

Current bike : Wave R From Feb '07..

mfibre Newbie

mfibre

Posted
  • Author
Posted
Ok i just checked 3rd party quote from various companies, basically i got all quotes around $250 for NTUC, Mitsui & AXA with 10% NCD. So I wanna ask, which company is better (currently under AXA)? Or should just get the cheapest 1... :p

 

Whats your riding experience? you above or below 26yrs old?

your bike CC?

 

How come so cheap for the ntuc?

:)
mfibre Newbie

mfibre

Posted
  • Author
Posted
Ya leh, all quoted me about this price... I'm riding a wave with 2yrs exprience over 25 lor

 

Ooo.. Then its your riding expeirence and age lor.. You lady rider?

probably thats why very cheap.

 

Mine is whopping $1000 plus!!!!:angry: :angry:

:)
mfibre Newbie

mfibre

Posted
  • Author
Posted
my 1st year insurance at ntuc. Can i transfer to other company on the 2rd year if other company give a cheaper price?

 

Shouldnt be a problem. thats probably what im going to do also. Now using AXA..most likely going to go for allianz..

:)
compfused Newbie

compfused

Posted
Posted
Ya leh, all quoted me about this price... I'm riding a wave with 2yrs exprience over 25 lor
Third party only? NO FT? I get the same one but for a sportsbike..:cheeky:

 

Anyone knows where Allianz is located? :cheeky:

09/07/2009 - Passed 2B TP (10th attempt)

 

I have tried to see things from your point of view..But no matter how hard I try..Or what I do..I just can't get my head that far up my butt..

PaLmEr Newbie

PaLmEr

Posted
Posted
Hi all,

 

I have called up both company for quotation.

Price wise, Allianz is significantly cheaper - $378.

AXA is $467

 

Both is 2nd party (or 3rd party, fire and theft)

 

Question is, why the big difference in price and should i just go for the cheaper one?

 

Thanks for reading!! :)

 

 

For your info:

Bike 125cc

more then 1 yr riding experience

No claim made during that 1 yr of riding.

At the moment on AXA (expiring soon)

 

Allianz is cheaper cuz when it comes to claims, if policyholder did not make a report that he/she was involved in an accident and the other party claims even with all the official documentation, the application is rejected. Was told by various sources that they are the only company that practices that. (was involved in one who is an Allianz policyholder)

http://img.photobucket.com/albums/v189/Loontoot/Funny%20Pics/adminuser4mw.gif

 

<CMO> Quality IT Services for homes & businesses.

<CMO> 3M Products from U.S.A

Kenix Newbie

Kenix

Posted
Posted
Third party only? NO FT? I get the same one but for a sportsbike..:cheeky:

 

Haha that's a good deal heh :thumb: I bought 3rd part last yr as well for my 2nd hand wave which was about 300+ so basically my premiums remains somehow about the same or slightly cheaper. Whatever it is just wanna settle it soon... :angel:

Current bike : Wave R From Feb '07..

compfused Newbie

compfused

Posted
Posted
Haha that's a good deal heh :thumb: I bought 3rd part last yr as well for my 2nd hand wave which was about 300+ so basically my premiums remains somehow about the same or slightly cheaper. Whatever it is just wanna settle it soon... :angel:
Better settle it as soon as possible..One less thing to keep thinkin about is always better..:cheeky:

 

Maybe just stick to AXA then..You're not experiencin any problems with them whatsoever right now are you?

09/07/2009 - Passed 2B TP (10th attempt)

 

I have tried to see things from your point of view..But no matter how hard I try..Or what I do..I just can't get my head that far up my butt..

mfibre Newbie

mfibre

Posted
  • Author
Posted
Allianz is cheaper cuz when it comes to claims, if policyholder did not make a report that he/she was involved in an accident and the other party claims even with all the official documentation, the application is rejected. Was told by various sources that they are the only company that practices that. (was involved in one who is an Allianz policyholder)

 

Hmm.. So how will this be to the disadvantage of Allianz policyholder? (im another potential allianz policyholder)

 

Let me rephrase:

So, party B who wants to claim insurance from party A who is an Allianz policyholder will need party A to report to his own insurance company also?

Else, despite official documentation, party B's report will be rejected by allianz.

Did i comprehend you right?

:)
PaLmEr Newbie

PaLmEr

Posted
Posted
Hmm.. So how will this be to the disadvantage of Allianz policyholder? (im another potential allianz policyholder)

 

Let me rephrase:

So, party B who wants to claim insurance from party A who is an Allianz policyholder will need party A to report to his own insurance company also?

Else, despite official documentation, party B's report will be rejected by allianz.

Did i comprehend you right?

 

yes. that is correct.

http://img.photobucket.com/albums/v189/Loontoot/Funny%20Pics/adminuser4mw.gif

 

<CMO> Quality IT Services for homes & businesses.

<CMO> 3M Products from U.S.A

toofaz Newbie

toofaz

Posted
Posted
Allianz is cheaper cuz when it comes to claims, if policyholder did not make a report that he/she was involved in an accident and the other party claims even with all the official documentation, the application is rejected. Was told by various sources that they are the only company that practices that. (was involved in one who is an Allianz policyholder)

 

tats cool way of doing business...hit anything u like yet the other party cant claim u if u never report...cool very cool...

compfused Newbie

compfused

Posted
Posted
yes. that is correct.
So its to the advantage of the policyholder not the other party..Right? :cheeky:

09/07/2009 - Passed 2B TP (10th attempt)

 

I have tried to see things from your point of view..But no matter how hard I try..Or what I do..I just can't get my head that far up my butt..

paiseh Newbie

paiseh

Posted
Posted

I cancelled one of my insurance policy with AXA on 26th Nov 2007. till now haven got back my rebate which should be around $150.

No more regrets.

mfibre Newbie

mfibre

Posted
  • Author
Posted

Wah.. i see. so good. Think today i going to buy allianz insurance already. :o

:)
roseonfire Newbie

roseonfire

Posted
Posted
bro don take axa la cos bought axa and my bike was stolen and i called them up end of the day they will only tell you to wait and no news for my claim... good luck on your decision

 

serious ar? im using axa for my current bike.. till nw nv get any letter or anythin frm dem..haiz.. i tink wen time to renew im gonna change to mitsui again or wat la.

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