Accident related - What happen next? Private settlement? Look here

[omnislash]

I was involved in an serious accident few weeks back, now TP say court matters and either me or the other party going to be charge for dangerous driving depending on the investigation and if there is witnesses. But I have clearly written in my statement that its not my fault. And at the point of time, I was admitted to hospital straight, thus unable to find any witnesses. In this case, will I have to find witness myself? I have find a lawyer to do the claims for me. What should I do? Pls advice! Thank you!

 

The TP will look for the witnesses. You lawyer will be the best person to advice you. When there is no witness, the TP will rely on the statements from both parties and maybe look at your past records to make a judgement. Sad (or happy) to say, the court will take their word for it since they are the... i dunno the word for it... officials?

[omnislash]

bros.

 

do you guys have any lawyer that is very willing to go all the way no matter wat?

 

my accident goes like this.

 

my bike was going straight. this car on the opposite side didnt see me and turn right ( my left ) and i got into a head on collision. the green light was in my favor. so to cut the story short, i am right. he is wrong.

 

but the current lawyer says "you will win but i cannot garentee u get 100% claim." and i dont like that. so i need a lawyer who can confidently say he can win for me 100% of the claim.

 

so if you guys know anyone, and please not because that lawyer is ur friend or someone you know but more of a good reputation and history, please contact me at 97539764 Qrisx.

 

Thanks so much.

 

Like what contrarian say, thats how the way they present the case to you. No one can be 100%. But if the TP rules in favour of you, you are actually 100% of winning the case, but doesn't mean you are 0% reponsible.

 

Ya, thats a fact. So the other party will offer you maybe 90% of your losses (private settlement). If you dun accept, fight in court lor. But the law says you have to pay a certain percentage of the court fees even if you win the case. This is to prevent pple from suka suka go court. So if the $$ isnt important to you, i suggest go all the way and make them pay every single cent though you might have to pay more for court fees. If you are like me need $$ one, you got no choice but to accept the offer.

[omnislash]

i had an accident jus now... my fault i makan abit into oposite lane around a bend and head on collision wif oncoming van. we were both slow ard 50km/h i hit the side onli n we both buang. so ya its my fault i admit n we changed particulars. den i told driver claim frm my insurance... den i ciao. so wat am i supposed to do next? btw ii onli got scratches on hands and swollen foot. went NUH n chek noting serious.

 

You got to report the case to your insurance company. Thats all.

[omnislash]

hey...i might be a little out of place here...cuz i was actually driving when an incident happened...was travelling along robinson road, turning into finlayson green.it was a right bend, and i saw a bike coming extremely close to me somewhere behind on the right side. the guy brake, and thus skidded, or he would have crashed into me. i was just following my own lane, but he claims that i caused him to skid when in my opinion is that he went was too fast and too close to me. he suffered some small cuts and theres a scratch on his bike. we have each others name and contact number and thats it, he did not take any photo or anything else. just wanna know would i be liable for anything as the only reason i stopped was that he skidded right beside me, and i stopped to see what has happened and if i could help but as i've mentioned earlier, he claimed that i caused him to skid.

 

He is behind. If there is only one lane in turning, how can you be at fault? Cuz we learn to turn one at a time in school. If he come too near, he ownself stupid cuz we are suppose to keep a safe distance from the front vehicle. And this is a turn somemore. He probably run wide during the corner and jam brake. Losers.

 

If there are 2 lanes, you may be at fault if you eat into his lane. If not, you wont be at fault either. Dun let this kindof losers mislead you. If i were you, I'll offer to call the TP on his behalf on the spot. See whether he get demerit points anot.

[omnislash]

I got into an accident at aye last mth, i hit a wooden plank and skidded, no pther parties is involved, i have 2nd party and bike shop said i cant make a claim, can i claim from LTA? Anyone had a case similar to me? WEnt to TP headquarters fpr interview and i was not charged with anything.

 

U can try. I read someone successfully claim from LTA a self skid case due to gravel. The logic is we pay road tax for a safe road. We pay who? LTA. So who should keep the road safe? LTA.

[omnislash]

how we all wish we could file claims from LTA... haven't heard of any and seriously don't think we could be successful.

if can, then LTA would have to set up a compensation department liow... coz there're so many things on our roads that could cause accidents.

 

my first and biggest complaint... the road markings are so slippery when wet that many bikers buang when going over them. i'm a very careful rider but also kanne before. can't they use better non-skid materials since technology is so advanced now??? but then, they can easily say don't ride over them lor

 

http://www.websmileys.com/sm/mad/boese028.gif

 

The markings are diff story. The markings are EVERYWHERE. And we are tot in school to be careful at the markings, esp when its wet. But you dun see a plank or gravel every other day.

[Michael-]

wow.. ur box muz be some branded H & B box.. costs $500

 

pay 500 better than deduct 12 pt + hp donate to tp and fine

[ryunosue]

i recently just got into an accident.was travelling straight until a car suddenly switch lane to my lane without signalling.i try to avoid,brake but still hit the right side of the place where he pump petrol.i flew and my pillion flew.ambulance came but rejected to go to hospital.but the next day,went to hospital as i started nose-bleeding.then took x-ray.sent my bike to IDAC for assessment and now my bike is at my bikeshop.bikeshop say the will do claim for me.but he said that is for property claim but not injury claim.for injury claim,i got to hire lawyer?but as me and the driver of the car are insured with ntuc,do i still need to hire a lawyer for injury claim?or ntuc will assess and pay me for the injury claim?bros here,please help.thanks.

[contrarian]

i recently just got into an accident.was travelling straight until a car suddenly switch lane to my lane without signalling.i try to avoid,brake but still hit the right side of the place where he pump petrol.i flew and my pillion flew.ambulance came but rejected to go to hospital.but the next day,went to hospital as i started nose-bleeding.then took x-ray.sent my bike to IDAC for assessment and now my bike is at my bikeshop.bikeshop say the will do claim for me.but he said that is for property claim but not injury claim.for injury claim,i got to hire lawyer?but as me and the driver of the car are insured with ntuc,do i still need to hire a lawyer for injury claim?or ntuc will assess and pay me for the injury claim?bros here,please help.thanks.

 

You need to make a claim against the other car's insurer Income first before they will come and assess your claim. You can do this yourself if you're confident enough and know what you're doing.

 

If your injury is serious or has long term implications (ask your doctor), you should consult a lawyer. Perhaps the best way is to go to a legal clinic and get a 20 minute free assessment on the basics of your case.

[atrophy]

hi bros, just met with an accident yesterday. a van infront of me jam brake, i also jam brake but my friend behind me couldnt stop in time and collided into my rear. Im gonna claim from his insurance since he collided into my rear but the van which was brought to the workshop claimed that their cost to repair was 700 when there was only minor scratches on its rear. what should i do now? should i get them to claim from my insurance or my friend's since he was the one that collided into me and thats why i hit the rear of the van. if so, would it affect my insurance premium next year? im a p plate and 19 years old. please help. thanks.

[arsie]

hi bros, just met with an accident yesterday. a van infront of me jam brake, i also jam brake but my friend behind me couldnt stop in time and collided into my rear. Im gonna claim from his insurance since he collided into my rear but the van which was brought to the workshop claimed that their cost to repair was 700 when there was only minor scratches on its rear. what should i do now? should i get them to claim from my insurance or my friend's since he was the one that collided into me and thats why i hit the rear of the van. if so, would it affect my insurance premium next year? im a p plate and 19 years old. please help. thanks.

 

In a word, yes. It will affect your premium.

 

The insurance company should fight to reduce the $700 claim, but because the lawyer's fees will be much more than $700, insurance companies are not willing to do it. So they settle the claim, and pass the cost to their customers.

 

If the van has good reason to jam brake, such as to avoid an accident, then you are to blame. Even if he has no good reason to jam brake, you are also partially to blame, but maybe he is entitled to less of what he is claiming for.

[arsie]

Just wondering, does the new GIA policy for reporting all non-injury accidents regardless of seriousness within 24hrs essentially puts an end to private settlements?

 

The "threat" by the insurance company is that you will lose your NCD or forfeit your coverage if you fail to report accidents. Wouldn't that just mean less private settlements and more insurance claims?

[bewarehee]

I tot there is a private settlement form that you can print from ntuc webby... If both party were to sign it, even though they have to report the accident, they can choose not to claim from insurance. They still can enter into private settlement if both party agrees to the amount.

[contrarian]

Of course you can continue private settlements. You'd just have to report the incident and the damage, it doesn't mean you or the other party have to make a claim.

[jB]

with the new GIA ruling, after an accident we need to do these?

In simple terms:

1) take down particular of opposite party vehicle number, ID and address?

2) tow bike to preferred bike shop?

3) contact insurer within 24hours?

 

simple as that? or more?

[contrarian]

see GIA

http://www.gia.org.sg/pdfs/Industry/Motor/Final%20Brochure_9%20May%2008.pdf

[jB]

see GIA

http://www.gia.org.sg/pdfs/Industry/Motor/Final%20Brochure_9%20May%2008.pdf

Thank you, actually I'm the first to post the GIA news somewhere else just that I find we might not get as much benifits($$$) as before, for us and our bikes if we were to claim using their method now. Also this MIA thing is not well known enough to other motorists who would be in the losing end if there were not to comply. Till now I've yet to receive a formal notice about this news from my insurance company(NTUC) and all.

[md05071985]

Hi, i was in an accident somewhere with my bike and a pillion. Self skidded. We both ok just minor injuries. But my bike was towed away. I donnow where. Called the ambulance and they came to pick us up and send to the hospital. My bike was left there with the traffic police. The TP ask me how come can accident? I just tell them there were sand out on the road. So what's next? Till now i got no reply from the police about my bike. What's next? pls help me.

[contrarian]

Thank you, actually I'm the first to post the GIA news somewhere else just that I find we might not get as much benifits($$$) as before, for us and our bikes if we were to claim using their method now. Also this MIA thing is not well known enough to other motorists who would be in the losing end if there were not to comply. Till now I've yet to receive a formal notice about this news from my insurance company(NTUC) and all.

 

Actually, they haven't informed you because it doesn't take effect until you renew your policy. They haven't changed the terms of existing policies. See slide 22 of GIA presentation: http://www.gia.org.sg/pdfs/Industry/Motor/Motor%20Claims%20Framework-Final%20Presentation-For%20Website.pdf

 

Secondly, all you have to do is to report the accident at the authorised reporting centre. It doesn't mean you have to get your vehicle report repaired there. It doesn't mean no private settlements.

 

In effect, practically everything is the same as before, except for the reporting requirements, and also some assistance you can get from your own insurer in the event of an accident.

[silverwing73]

This accident happen to me early june.

 

I was at scotts road at left turn lane to Orchard Road (just beside CK Tang and just before the ERP Gantry) waiting for the road to be clearer before I can proceed to filter in to the next lane as the first lane is a bus lane. a few second later, I was slighly bump from behind by a car. there was damage to my exhuast and his number plate.

 

In such case, would I lose the case or do I have to bear part of the responsibility when the insurance claim is filed or if the driver make other wild claim like I suddenly stopped or whatever ?

[scoobydoo]

... I was slighly bump from behind by a car. there was damage to my exhuast and his number plate.

 

In such case, would I lose the case or do I have to bear part of the responsibility when the insurance claim is filed or if the driver make other wild claim like I suddenly stopped or whatever ?

in the "eyes" of traffic rules, party at the rear is usually deemed to be at fault as motorists are supposed to maintain a safe distance which provides sufficient reaction time, regardless on common streets or expressways. with this, being the front party means you have the advantage unless your report is "badly" written.

 

however, "guilty" rear parties rarely admit fault even if they are "negligent" (unless personal settlement and not making insurance claims) as it may "undermine" his/her insurance coverage. especially with the new insurance rule where every accident, regardless of damage, must be reported within 24 hours, ALL PARTIES will claim that the other party is at fault

 

some common allegations by rear party...

* front party suddenly stop for no good reasons or prior indications... but this excuse can be easily rebutted as driver is supposed to stay alert and maintain safety distance

* front party suddenly cuts into his/her path without warning and then stops in front of car, leaving driver with insufficient or no reaction time at all. this allegation is especially bad for us as motorcyclists are notorious for weaving around traffic and often haphazardly

intention is to blame the other party for causing the accident, or at least share the fault to lower liability

[silverwing73]

This accident happen to me early june.

 

I was at scotts road at left turn lane to Orchard Road (just beside CK Tang and just before the ERP Gantry) waiting for the road to be clearer before I can proceed to filter in to the next lane as the first lane is a bus lane. a few second later, I was slighly bump from behind by a car. there was damage to my exhuast and his number plate.

 

In such case, would I lose the case or do I have to bear part of the responsibility when the insurance claim is filed or if the driver make other wild claim like I suddenly stopped or whatever ?

[silverwing73]

in the "eyes" of traffic rules, party at the rear is usually deemed to be at fault as motorists are supposed to maintain a safe distance which provides sufficient reaction time, regardless on common streets or expressways. with this, being the front party means you have the advantage unless your report is "badly" written.

 

however, "guilty" rear parties rarely admit fault even if they are "negligent" (unless personal settlement and not making insurance claims) as it may "undermine" his/her insurance coverage. especially with the new insurance rule where every accident, regardless of damage, must be reported within 24 hours, ALL PARTIES will claim that the other party is at fault

 

some common allegations by rear party...

* front party suddenly stop for no good reasons or prior indications... but this excuse can be easily rebutted as driver is supposed to stay alert and maintain safety distance

* front party suddenly cuts into his/her path without warning and then stops in front of car, leaving driver with insufficient or no reaction time at all. this allegation is especially bad for us as motorcyclists are notorious for weaving around traffic and often haphazardly

 

His damage was almost right in the centre of his car plate and my damage was dead centre of my exhaust rear, so there was no way, I could have cut in and for him to knock me so abruptly and even if so, the impact would be much greater as he would be travelling at much faster speed and I would have fallen off my scooter.

[md05071985]

Wahh power now i know self skidded kana 6 points and fine $200 or revoked... what the heck!!!!

[Dafanshu]

Hi, self skidded = reckless = causing danger to road users

 

This is how ironic the rules are. Have to accept it.