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Motor Insurance

Ted

By Ted
in Biking in Singapore

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s01422152 Newbie

s01422152

Posted
Posted

if i'm getting a 1st hand haya... hw much is da insurance?

age 21

riding experience 2.5yrs

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I'm reckless; but I'm responsible!

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wheelie45 Newbie

wheelie45

Posted
Posted

Hi can anybody advise tat how to check whether ur insurance is confirm legally valid.

 

Because either the motordiam or Mitsui sumitomo made a mistake ,actually i wanted to change sub rider only .They not only change the sub rider name but also put me under Not Riding......So any old bird out there can give guidance??:giddy: :giddy: :giddy:

Are monkeys allow in SBF?

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bobktm2 Newbie

bobktm2

Posted
Posted

Do you guys know if i could transfer my ownership of my bike to my father. Then i buy insurance under my father name with me being as a subrider. But the only problem is my father do not have a motorcycle license. Is it possible? Sorry if you find this stupid....

stanboy Newbie

stanboy

Posted
Posted

1 ting to note guyz...b4 buyin ani ins frm ani company chk watz their refund policy like in the event of sellin ur bike n terminatin the policy...had a bad surprised 2day when i went 2 cancel mi ins... :mad:

was wif AIG n i renewed mi ins 3/11/04 n paid $600+ 4 TPFT as mi brother is under 26 so as subrider more ex...so by rite if i cancel nw i hav @ least 1/2 of mi premium left 2 b refunded(prorated refund,had a prorated refund when i cancelled mi ins frm ntuc laST TIME)...guess wat..the lady tld mi they dun hav prorated refund n i wil oni get bac 1/4 of mi full premium paid...meanin i wil oni get bac abt $150+ n it wil take ard 1-2mths 4 them 2 process n send mi the CHQ...omg..hw pathetic this is man...so nw i hav paid 4 xtra few mths of ins coverage dat ino longer need... :mad:

wheres my siggy?!?!

  • 2 weeks later...
FoOLs Newbie

FoOLs

Posted
Posted
  Quote
Originally posted by s01422152@Mar 6 2005, 04:52 PM

if i'm getting a 1st hand haya... hw much is da insurance?

age 21

riding experience 2.5yrs

Wanna noe this too....

2003 - 2005 - KR150

2005 - 2011 - No ride

2011 - Current - Piaggio Fly

  • 3 weeks later...
The_Sheriff Newbie

The_Sheriff

Posted
Posted

My Mitsui insurance expiring this coming Mid May. Will they post the renewal notice soon or I have to go to the agent (opp. Sim Lim Tower) myself?

Be happy always :-)

Ride alert at all times :angel:

 

1st bike - Yamaha RXZ - 135cc

2nd bike - Honda FireBlade series - 400cc

3rd bike - Yamaha RXZ- 135cc

4th bike - Suzuki GSXR K-series - 600cc

5th bike - Kawasaki KRR - 150cc

6th bike - Honda CBX Twister - 250cc

~-~-~-~-~-~-~-~-~-~-~-~-~-~-~-~-~-~-~-~

tendtails Newbie

tendtails

Posted
Posted

I'm 24, just got my licence on 24 april 05.

Planning of getting a FV plate TA200.

How much would the insurance cost for 2nd party or 3rd party?

Which insurance canpany is recomended?

hahahahoho Newbie

hahahahoho

Posted
Posted
  Quote
Originally posted by tendtails@Apr 12 2005, 12:29 AM

I'm 24, just got my licence on 24 april 05.

Planning of getting a FV plate TA200.

How much would the insurance cost for 2nd party or 3rd party?

Which insurance canpany is recomended?

But but but .. i tot now only 12 april 2005 ? :cheeky:

http://i84.photobucket.com/albums/k23/hahahahoho/1.jpg?t=1174109746http://i84.photobucket.com/albums/k23/hahahahoho/2.jpg?t=1174109719http://i84.photobucket.com/albums/k23/hahahahoho/cat.jpg?t=1174109684http://i84.photobucket.com/albums/k23/hahahahoho/bike3.jpg
LaVsy Newbie

LaVsy

Posted
Posted

Question on S4 Insurance.

 

age 20+ with 2A license.

1yr riding experience.

getting S4 Spec 2 or 3

currently under AXA 3rd party as subrider TA200

 

how much would the insurance cost? any company?

 

 

another thing is that can i still be a subrider, but my dad doesnt have 2A license.

will be any cheaper?

Hello! Anyone there? :cheers:

yao_24 Newbie

yao_24

Posted
Posted
  Quote
Originally posted by StarWarsII™@Apr 18 2005, 11:51 AM

Are there any online insurance quote for other companies?

 

Does anyone have the Mitsui online quote? Or call in num to get a quote?

ntuc provides online quotation but u will need to provide email address and personal particulars then they will email to u..

 

btw, jus for u guys info,there is no such thing as 2nd party insurance for end-users like you and me-

 

1st party refers to the rider

2nd party refers to the insurance company

3rd party refers to the person/vehicle u knock down

 

The insurance available for riders are only

1st party insurance(where you can claim against your own insurance company on whatever damages done on your own vehicle ;including self-accident)

 

3rd party insurance(where your insurance company will pay the other party you knock into if it is your fault-you can't claim anything if it's self accident)

 

3rd party with fire & theft (same as 3rd party but you can claim against your own insurance should your bike gets burned or stolen)

 

Sad to say, alot of bikeshop fellas still mention 3rd party with fire&theft as 2nd party insurance, misleading the riders..

1999-2001 Yamaha RD125LC MK-1

2001-2001 Suzuki GSXR400RR

2003-2003 Yamaha DT200LC

2003-2004 Yamaha Dragstar Classic 400

2004-2005 Suzuki SV650S

2008-2009 Gilera DNA 180

2009-2011 SACHS MADASS 125

2011-2012 Suzuki Intruder M1800R

2012-???? Royal Enfield Bullet Classic 500

2013-???? Yamaha FZ1N Abarth Assetto Corse

jeffrey83 Newbie

jeffrey83

Posted
Posted
  Quote
Originally posted by yao_24@Apr 21 2005, 01:14 AM

ntuc provides online quotation but u will need to provide email address and personal particulars then they will email to u..

 

btw, jus for u guys info,there is no such thing as 2nd party insurance for end-users like you and me-

 

1st party refers to the rider

2nd party refers to the insurance company

3rd party refers to the person/vehicle u knock down

 

The insurance available for riders are only

1st party insurance(where you can claim against your own insurance company on whatever damages done on your own vehicle ;including self-accident)

 

3rd party insurance(where your insurance company will pay the other party you knock into if it is your fault-you can't claim anything if it's self accident)

 

3rd party with fire & theft (same as 3rd party but you can claim against your own insurance should your bike gets burned or stolen)

 

Sad to say, alot of bikeshop fellas still mention 3rd party with fire&theft as 2nd party insurance, misleading the riders..

like tat ar..wat does 3rd party means.? actually cover wat?...the real thinggy... coz regarding insurance, i very blur~....

 

if i take bike from bike shop.... then insurance, they do for us... or we go down to insurance company 2 do? or which is the best way...?

5 Oct 2005 - Jun 2007(SP) FS6059X

18 Jun 2007 - 26 Nov 2007 -> CBR400, L model problematic FJ532*S

 

26 Nov 2007 - 12 Nov 2011 -> TA200, FV2X2G

12 Nov 2011 - 12 Nov 2012 -> SYM GTS200, FZ99*0D

 

29 Nov 2012 - 13 July 2015 -> KIA Rio HB 1.4M, SFY*

13 Jul 2015 - 28 Apr 2018 -> Kia Cerato V2 SKT*

 

28 Apr 2018 till current -> Hyundai Elentra S_trim SLZ*

contrarian Newbie

contrarian

Posted
Posted
  Quote
Originally posted by jeffrey83@Apr 29 2005, 08:19 PM

like tat ar..wat does 3rd party means.? actually cover wat?...the real thinggy... coz regarding insurance, i very blur~....

 

if i take bike from bike shop.... then insurance, they do for us... or we go down to insurance company 2 do? or which is the best way...?

third party insurance covers you for liability to a "third party" that is injured as a result of your negligence.

 

in English, if you hit someone and it's your fault, he can claim against you for several things (loss of earnings, medical expenses, pain & suffering).

 

so third party insurance covers your liability to such third parties.

 

i suggest you get it from the bike shop - especially if you're a new licensee, or young, or buying a rare or sports bike. i had a really hard time trying to find cover for an Aprilia scooter, would you believe - simply cos a lot don't want new licensees or European bikes or Aprilias. it's not even an Aprilia sports bike!

He who hesitates is lost!

chrislayer Newbie

chrislayer

Posted
Posted
  Quote
Originally posted by LaVsy@Apr 13 2005, 01:23 PM

Question on S4 Insurance.

 

age 20+ with 2A license.

1yr riding experience.

getting S4 Spec 2 or 3

currently under AXA 3rd party as subrider TA200

 

how much would the insurance cost? any company?

 

 

another thing is that can i still be a subrider, but my dad doesnt have 2A license.

will be any cheaper?

if you're planning to get the bike from bike shop then ask your bike shop regarding the insurance thingy...Or you can get your preferred co yourself...

 

personally, i think AXA quite ex

try to go for NTUC or AIG

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Gary.Ho Newbie

Gary.Ho

Posted
Posted

can i check something??

 

if age 25 insurance is cheaper then age 24 rite? if yes, gota wait until my bday over then get bike le... :sian:

http://img56.exs.cx/img56/7572/pic-of-day-01-09.jpg
archenemy Newbie

archenemy

Posted
Posted

25 years old fall into a different category already ah?

 

how about 25 years old but just get license leh?

Don't mess with old farts. Age and treachery will always overcome youth and skill.

Bullshit and brilliance only come with age and experience.

 

Proud owner of an Opel Combo 1.7 DTI

Gary.Ho Newbie

Gary.Ho

Posted
Posted
  Quote
Originally posted by chrislayer@Apr 30 2005, 10:56 PM

any road experience before?

wat do u mean by road experience?

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Gary.Ho Newbie

Gary.Ho

Posted
Posted
  Quote
Originally posted by archenemy@May 2 2005, 02:25 AM

25 years old fall into a different category already ah?

 

how about 25 years old but just get license leh?

if i remember correctly,... i think so.... thats is y i asking here mah.. to cfm..

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2_wheeler Newbie

2_wheeler

Posted
Posted
  Quote
Originally posted by jeffrey83@Apr 29 2005, 08:19 PM

like tat ar..wat does 3rd party means.? actually cover wat?...the real thinggy... coz regarding insurance, i very blur~....

 

if i take bike from bike shop.... then insurance, they do for us... or we go down to insurance company 2 do? or which is the best way...?

read here for more info

 

http://www.singaporebikes.com/forum/index....ls&CODE=03&ID=4

Rare Honda Silverwing 600 for Sale!

 

http://www.singaporebikes.com/forums/showthread.php/477349-Rare-Honda-Silverwing-600

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