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Credit/Debit cards

frz

By frz
in General Bike Chat

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How many credit cards u own?  

123 members have voted

  1. 1. How many credit cards u own?


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EJ Newbie

EJ

Posted
Posted
Originally posted by Naz@Jun 12 2006, 10:00 PM

Best Credit Card = DEBIT CARD/NO-CREDIT card

2nd that! POSB GO! card..

rien d'autre que le max.

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EJ Newbie

EJ

Posted
Posted
Originally posted by Naz@Jun 12 2006, 10:00 PM

Best Credit Card = DEBIT CARD/NO-CREDIT card

2nd that! POSB GO! card..

rien d'autre que le max.

matchm3 Newbie

matchm3

Posted
Posted

hi , i currently working for D*S bank doing credit cards sales... different bank offers different cards for different benefits... here are some examples... for shell petrol- titanium give u 5% discount , citibank dividend gif u cashback on all petrol stn except SPC which everyday card covers for cash rebates for carrefour and sp services... for dining, hold on to UOB credit cards... so black card gif u double points for all purchases... hsbc gif u $1 off for yr GV tickets... as long u earn 30k a yr ( including yr OT , Bonus , allowance) which is process by the bank which the CBS ( credit bureau singapore) check yr credit report . everything for loan , bankruptcy will go through the system.. so depending on yr needs , different cards cater to different ppl......:smile:

http://img.villagephotos.com/p/2004-6/740016/product_02.jpg
josean Newbie

josean

Posted
Posted

Debit card may not be the best option available.

but its good for those who do not qualify for a credit card.

 

in the case of a fraudalent transaction, this is because the point of transaction is when u present the card upon payment. it is up to the card holder to prove that the card details are stolen.

 

compared to a credit card, the point of trx is at the end of the mth and its btwn the card company and the merchant.

 

meaning ...

 

 

if ppl steal your card details (not your card) and buy something online.

for a debit card, its more troublesome to prove that its a fraud compared to a credit card.

 

therefore... guard your card details

  • 1 year later...
Aie Newbie

Aie

Posted
Posted

I only have one Visa credit card from Citibank. The other two are one debit Mastercard from DBS and one Visa Electron card from United Overseas Bank... :)

First learn stand, then learn fly. Nature's rules biker-sans. Not mine...

http://img15.imageshack.us/img15/1859/11superbikesmackdown11.jpg

The more we get together, the FASTER we'll be..

 

Mar 93 - Oct 94 : TZR125 FF5209R

Oct 94 - May 98 : GSX R400N FK3745K

May 98 - Oct 05 : GSX R400R FN3306D

Oct 05 - June 11 : '02 YZF R1 FBF3637M

June 11 - Feb 19 : '11 ZX10R

Feb 19 - ??????? : '14 S1000RR

madman Newbie

madman

Posted
Posted

different card got different discounts for different things, so, not neccessary a card collector if you have many.

 

I know many sign up for this and that, cos they get discounts for purchases at certain places, but when the "free" annual fee is no more, they just cancel the card.

http://www.nutrition4u.sg/images/coaches/VicNette02.jpg

 

Contact me at 9858 6442 (madman) 9845 6442 (Babycakes)

Visit me at www.Fat2FitChallenge.com or add me in FB nutrition4u.sg

Aie Newbie

Aie

Posted
Posted

Just a few days back, I received a call from a representative of ABN AMRO who said that I was one of the selected lucky few to get a free annual fee credit card from the bank. The moment she said that she will send the card and I will be receiving the card in the mail within a few days, I cut her short and said, "Please don't do that. I'm not interested in your credit card". She lan lan said, "Thank you", and hung up the phone... :cheeky:

First learn stand, then learn fly. Nature's rules biker-sans. Not mine...

http://img15.imageshack.us/img15/1859/11superbikesmackdown11.jpg

The more we get together, the FASTER we'll be..

 

Mar 93 - Oct 94 : TZR125 FF5209R

Oct 94 - May 98 : GSX R400N FK3745K

May 98 - Oct 05 : GSX R400R FN3306D

Oct 05 - June 11 : '02 YZF R1 FBF3637M

June 11 - Feb 19 : '11 ZX10R

Feb 19 - ??????? : '14 S1000RR

hydrop Newbie

hydrop

Posted
Posted
Just a few days back, I received a call from a representative of ABN AMRO who said that I was one of the selected lucky few to get a free annual fee credit card from the bank. The moment she said that she will send the card and I will be receiving the card in the mail within a few days, I cut her short and said, "Please don't do that. I'm not interested in your credit card". She lan lan said, "Thank you", and hung up the phone... :cheeky:

 

It seems that this ABN AMRO bank is quite aggressive in marketing their credit card. I've received a few such calls from them for the last 3 months... :giddy:

We R One!

Yongster Newbie

Yongster

Posted
Posted

Having many credit cards doesn't mean anything... i tink it's enough to just

 

have one or two credit cards...... ultimately, the most important thing to

 

have is cold hard cash..... otherwise u just sign and sign bt can't pay up also

 

no point.....

"去哪兒???" ("Go where???")

 

http://i242.photobucket.com/albums/ff190/aceboles/Girls%20and%20Bikes/pic31.jpg

 

Straight roads differentiate the rich and the poor

Corners differentiate the boys and the men

VoLcAnO Newbie

VoLcAnO

Posted
Posted
Having many credit cards doesn't mean anything... i tink it's enough to just

 

have one or two credit cards...... ultimately, the most important thing to

 

have is cold hard cash..... otherwise u just sign and sign bt can't pay up also

 

no point.....

 

Tat's so true!

Let The Good Times Roll

panclanrider Newbie

panclanrider

Posted
Posted

Amex Corp, DBS Visa, DBS Amex, UOB Master, UOB Visa Mini, POSB Everyday... That's about all I have I think...

 

Steps to do a proper KNNBCCB with middle finger.

 

1. Bow down slightly, looking intensely at objective

2. Like a raging bull, hop and jog slowly towards objective

3. Take your left palm and slap it hard on the right mid-arm with a SLAP!

4. With charisma, raise right arm, whilst showing middle finger (with left palm trapped in bend right arm)

5. Shout! KNNBCCB

PinKcHicK Newbie

PinKcHicK

Posted
Posted
i cant even meet their annual income requirement.. not even half the way there.. heh..

 

sigh. me too, can't meet their annual income.. :cry:

But i abit more than halfway there i guess?

wat's the minimum btw? 30k per annum?

http://img.photobucket.com/albums/v601/juvenawu/13112006106.jpg

 

Dun be an idiot. You live your life and I live mine.

Aie Newbie

Aie

Posted
Posted
wat's the minimum btw? 30k per annum?

Yup. That's the minimum stipulated by most banks for their credit cards... :)

First learn stand, then learn fly. Nature's rules biker-sans. Not mine...

http://img15.imageshack.us/img15/1859/11superbikesmackdown11.jpg

The more we get together, the FASTER we'll be..

 

Mar 93 - Oct 94 : TZR125 FF5209R

Oct 94 - May 98 : GSX R400N FK3745K

May 98 - Oct 05 : GSX R400R FN3306D

Oct 05 - June 11 : '02 YZF R1 FBF3637M

June 11 - Feb 19 : '11 ZX10R

Feb 19 - ??????? : '14 S1000RR

hydrop Newbie

hydrop

Posted
Posted

What are the tricks people do to get annual fee waiver? Is it true that everytime u call to cancel the card, the bank will extend the free waiver? :confused:

We R One!

panclanrider Newbie

panclanrider

Posted
Posted
Most of the time yes.....

 

I always call and ask when they charge me......

 

Most of the time, they will extend waiver.....

 

But you must be good customer... pay on time....

 

 

That's the trick or rather... open secret already...

 

 

dunno wether if u weigh down the pros and cons, at the end of the day, u are at the winning or losing end..:giddy:

 

 

In life you win some ... you lose some...

 

Steps to do a proper KNNBCCB with middle finger.

 

1. Bow down slightly, looking intensely at objective

2. Like a raging bull, hop and jog slowly towards objective

3. Take your left palm and slap it hard on the right mid-arm with a SLAP!

4. With charisma, raise right arm, whilst showing middle finger (with left palm trapped in bend right arm)

5. Shout! KNNBCCB

bobo_rider Newbie

bobo_rider

Posted
Posted

i can oni spend watever i have in my wallet... :cry:

1995 - 1996 ~ Yamaha TZR125

1996 - 1999 ~ Honda CBR400RRK Hurricane

2005 - 2006 ~ Honda TA150 Phantom

2006 - 2010 ~ Honda CB400 Super Four Vtec Spec 1

2011 - 2013 ~ Honda CB400 Super Four Vtec Spec 2

2013 - 20** ~ Ducati Monster 796 ABS + Sym GTS200

PinKcHicK Newbie

PinKcHicK

Posted
Posted
Yup. That's the minimum stipulated by most banks for their credit cards... :)

 

aww.

around lesser than half to go sia.

gotta slog for few more years.

but do they count in bonuses such as AWS or VB?

http://img.photobucket.com/albums/v601/juvenawu/13112006106.jpg

 

Dun be an idiot. You live your life and I live mine.

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