Honda NSR150SP Riders

djbotak · March 3, 2009

Bros and sis here I need some help. May I know which company do u guys get ur insurance for ur SP ?

I am 18 years old P plater.
Today I just call up NTUC and they quote me $888 for third party !!!!!

I was shocked sia.

Why they quote me so much. My fren oso 18 years old P plater but he bought his insurance from NTUC 2 months ago at $650...

Can anyone recommend me some cheaper alternative. I was prepare to pay $600+ for insurance but they quote way above my budget. Nearing $900.. =(

Plz help..

eh...today juz sold my bike...we went sin ming vicom to do insurance...the buyer 19yrs old pass his licence last yr dec..get the same price as urs $888...if its fire and theft it will be $1500 le...but in the end he get the $888...

craz_03 · March 3, 2009

come cp ahhhh .... chicken wings !!! drumsticks ! nasi lemak !!

hohoho

come come.. den we challenge again!!! throw away pgm pls.. lolx.. =P

Bros and sis here I need some help. May I know which company do u guys get ur insurance for ur SP ?

I am 18 years old P plater.
Today I just call up NTUC and they quote me $888 for third party !!!!!

I was shocked sia.

Why they quote me so much. My fren oso 18 years old P plater but he bought his insurance from NTUC 2 months ago at $650...

Can anyone recommend me some cheaper alternative. I was prepare to pay $600+ for insurance but they quote way above my budget. Nearing $900.. =(

Plz help..

dun help u. haahaaa =P

ah hao, its true. i 18 years old pplater. for NTUC income Third party cost me $888.17.

they said that the premium this year increase by 30% cuz of overall claim increase the last year. yea..pain in the wallet.

anyway, any1 noes wad will happen if ur 2t runs out and u still ride?

ehh.... can.. but try not to go fast like 100..

if not piston will seize awhile n ur bike temp goes to H...

i tried last time on my first sp 2 weeks no 2t n i didnt know.. lolx..

in the end.. stop at rochor highway, walk to suntec buy some cheapo 2t pour..

but dun recommend lo..

always check ur 2t b4 moving off..

2t run out ar? prepare money to buy a new piston..

lao jiao.. got $$.. change new piston..

SO GL nowdays ah..

lolx..

gf nv quarrel with u again or everyday? lolx

eh...today juz sold my bike...we went sin ming vicom to do insurance...the buyer 19yrs old pass his licence last yr dec..get the same price as urs $888...if its fire and theft it will be $1500 le...but in the end he get the $888...

wah.. so Exx.xxxxx

djbotak · March 3, 2009

wah.. so Exx.xxxxx

ya...its very very Exxxxxxxxx.....tats the price for my 2nd party sia...

DJAbsoLut · March 3, 2009

very cool ah ma! ups for ur granny! no worries theres always other time, btw i used to d/l ur mixes from cs forum and mirc hahaha. :X

i also FT.

older than u by the months.

agreed!

Wah paiseh lei.. Lol.. Wanna see my gf and grandma in action? lol

http://img239.imageshack.us/img239/8543/dsc01051.jpg

Team_Commander · March 3, 2009

ah hao, its true. i 18 years old pplater. for NTUC income Third party cost me $888.17.

they said that the premium this year increase by 30% cuz of overall claim increase the last year. yea..pain in the wallet.

anyway, any1 noes wad will happen if ur 2t runs out and u still ride?

your piston will jam... your rode up lorry.

then u have to spend like $400++

don't ever ride bike without 2t. just a bottle of 2t max cost $20.

stock alot @ home.

i ask a noob question ah...whats the diff between engine oil and 2T?

2T is the 1 dat is beside the coolant right?

if it is, how do i know when need to top up my 2T when it is running low.

engine oil must go mech do 1 right?

2t always need to refill. always check your 2t level.

for that you have to open your seat and open cap to see.

sometimes if your 2t sensor is working properly, it will be on.

the sensor indicator is at the rpm there.

mesab0ogie · March 3, 2009

The insurance is there to cover ur arse..Imagine you bang someone and that someone dies, the family of the deceased claims from your insurance which usually includes future earnings or possible income that he/she might earn..And this kind of claims can balloon up to 100+k easily..

If you dun have a insurance for them to claim, you have the $$$ to pay them??

If the person is paralysed for life, court awards that person with 10 years of possible medical fees or expenses that the person is probably gonna incurred in the next 10 years, are you going to provide for that person for that 10 years??Obviously not right??

This is only part of the reason why insurance policy is required for driving/riding..

what i dun understand is why the price varies with different models and seriosuly the age thing is stupid.

does an aprilia have a higher chance of getting into an accident than an sp? does a kup have a lower chance of getting into an accident than a sportsbike? and even if the answer is YES, why in the world would it justify such prices when thrid party insurance DOES NT COVER U FOR ACCIDENTS WHEN UR AT FAULT.

eg arpilia third party cost 1k+, sp 600+. if i hit other ppl dosent matter if i riding aprilia or sp or spark or whatever what. still the same amount to be paid to the victim. stupid, no?

and age. 40yr old uncle and 20yr old guy juz pass. hw they know 40yr old uncle safer on the road? both oso juz pass wat. stupid man. but wat to do. we live in singalee land. must obey, obey, obey,obey...

BELRAY · March 3, 2009

should also try punggol nasi lemak.. but freaking ex lor!!!

punggol nasi lemak not nice leh! somemore so exp.

i still perfer changi one then punggol!

xiaoxiao · March 3, 2009

what i dun understand is why the price varies with different models and seriosuly the age thing is stupid.

does an aprilia have a higher chance of getting into an accident than an sp? does a kup have a lower chance of getting into an accident than a sportsbike? and even if the answer is YES, why in the world would it justify such prices when thrid party insurance DOES NT COVER U FOR ACCIDENTS WHEN UR AT FAULT.

eg arpilia third party cost 1k+, sp 600+. if i hit other ppl dosent matter if i riding aprilia or sp or spark or whatever what. still the same amount to be paid to the victim. stupid, no?

and age. 40yr old uncle and 20yr old guy juz pass. hw they know 40yr old uncle safer on the road? both oso juz pass wat. stupid man. but wat to do. we live in singalee land. must obey, obey, obey,obey...

more like, how fast can a cub and a sportsbike go?

20yo and 40yo . 20yo kena poke/disturb, will rebutt. no?

40yo will forget it and ride on, coz they dont have many years to ride on liao.

xiaoxiao · March 3, 2009

your piston will jam... your rode up lorry.
then u have to spend like $400++

don't ever ride bike without 2t. just a bottle of 2t max cost $20.

stock alot @ home.

2t always need to refill. always check your 2t level.

for that you have to open your seat and open cap to see.
sometimes if your 2t sensor is working properly, it will be on.

the sensor indicator is at the rpm there.

i think open the seat and check better.

u never know if the 2t sensor go nuts right?

just to be kiasu sake.

mesab0ogie · March 3, 2009

on sg roads hw fast can u go? even an spark can keep up with an r1 with all the traffic lights n stuff. what im saying is, on normal roads hw fast can u go? if speed demon oso most prob 100-120 on normal roads? cubs can also reach that speeds.

disclaimer:im nt saying spark can win r1. im juz saying that with all teh traffic lights in sg, chances are u'll meet that r1 rider at the next traffic light even if he open throttle big big.

xiaoxiao · March 3, 2009

on sg roads hw fast can u go? even an spark can keep up with an r1 with all the traffic lights n stuff. what im saying is, on normal roads hw fast can u go? if speed demon oso most prob 100-120 on normal roads? cubs can also reach that speeds.

disclaimer:im nt saying spark can win r1. im juz saying that with all teh traffic lights in sg, chances are u'll meet that r1 rider at the next traffic light even if he open throttle big big.

if u wan to talk abt sg roads having lots of traffic lights and eventually a spark can keep up with an R1, then why own a R1?

there are pple running about 80/90/100(?) on a speed limit 50 road b4.

and how about expressways?

TPE/SLE @ nite?

BELRAY · March 3, 2009

anyone know where to get cyan colour leds 5mm type those plug & play one?

below its the colour!

when to sim lim tower seem like i cant find at all.

thanks for your help!.

Bakua87 · March 3, 2009

nvm lo... i tmm with my bike at the waterfall =

don want ur bike gif me la.. okay??? don throw...

louisyhw · March 3, 2009

Wah paiseh lei.. Lol.. Wanna see my gf and grandma in action? lol

http://img239.imageshack.us/img239/8543/dsc01051.jpg

hahahaha :thumb:

sky 1605199488 · March 3, 2009

what i dun understand is why the price varies with different models and seriosuly the age thing is stupid.

does an aprilia have a higher chance of getting into an accident than an sp? does a kup have a lower chance of getting into an accident than a sportsbike? and even if the answer is YES, why in the world would it justify such prices when thrid party insurance DOES NT COVER U FOR ACCIDENTS WHEN UR AT FAULT.

eg arpilia third party cost 1k+, sp 600+. if i hit other ppl dosent matter if i riding aprilia or sp or spark or whatever what. still the same amount to be paid to the victim. stupid, no?

and age. 40yr old uncle and 20yr old guy juz pass. hw they know 40yr old uncle safer on the road? both oso juz pass wat. stupid man. but wat to do. we live in singalee land. must obey, obey, obey,obey...

let me explain....

basically, you must have the correct definition of third party....

third party covers any other person and property involved in an accident when YOU ARE AT FAULT.

lets say a rider with third party crashed with a pillion, the pillion can claim from the rider's insurance for his/her injuries.

a rider with third party crashed into a car. the bike gone case, rider crippled, car got scratch, driver shoulders pain. the insurance will only pay for the scratch on the car and a person to masage the driver's shoulders. you will not get any for your injury and bike.

imagine, you hit a predestrain. he's wheelchair bounded for life. without at least third party, are you going to take care of him for his entire life?

imagine, you hit a ferrari with a kup kia. the bumper cost how many times the cost of ur kup kia? without insurance, u become bankrupt!

the price of insurance is calculated through the make, type, displacement, age, riding experience.

because to certain extend, all these has direct relationship to accident rate.

young riders have higher accident rate. especially sportbikes compared to cruisers, nakeds, etc. higher displacement, higher chance.

all these are calculated with aid from traffic police's records of accidents.

it's not the matter of whether the same amount will be paid to the third party regardless of the bike's make. it's the ratios.

example:

this year only 20 accidents.

10 involving aprillas

10 involving phantoms

all 20 claims same amount of money.

but entire singapore only 20 aprillas, but 2000 phantoms.

so ratio is 1:2 aprillas accident; 1:200 phantoms accident.

if you are the insurance company, you will charge the same price for both bikes?

same thing to age;

example:

every 100 accidents, 40 involve riders below 21, 20 invlove riders between 21-25, 10 invovles riders 25-30. while a few in other age groups.

if you are the insurance company, will you charge the same price for all age groups?

from the above example;

if you are below 21yearsold, and ride a aprilla, the chance that you will be involved in an accident is definitely MUCH HIGHER than a person who is 50yearsold riding phantom.

so you paying MUCH HIGHER premiums is justifiable right?

i hope this help you understand insurance better... why it is compulsory for all roadusers to have insurance... importance of insurance... why is your insurance so high...

singapore not just obey obey obey... you find out, understand, think, judge, then decide whether to obey, or question and suggest.

cheers

sky 1605199488 · March 3, 2009

basically, on a lighter tone;

i anyhow pick a young guy. i bet with you that his girlfriend is 21 years old and below. you dare to bet with me?

i anyhow pick an old uncle. i bet with you that his girlfriend, if he even have one, is 21 years old and below.

you dare to bet with me?

which one will you be more confident in winning?

apply this to insurance.

i'm AXA. it's like i'm betting whether you will get into accident. then you tell me, you p plate, first week riding, then ride a sportbike that can go 170km/h, and you are only 18years old.

then another person say, he p plate, first week riding, then ride a kup kia that can go 120km/h, and he is 60 (as old as my father).

which one will i be more confident that he will not get into accident?

especially with traffic police's data showing that most of the bike accidents involve youngsters on sportsbikes who has lesser riding experience...

like the owner of my ex sp... twice in less than 6months...

like jia jun, thrice in less than a year.

last year, we are always visiting each other in hospitals at least once a month. even i landed in hospital too...

but i dun think phantom knights visit hospitals as regularly...

sky 1605199488 · March 3, 2009

don want ur bike gif me la.. okay??? don throw...

wa. i also nv say throw. i only say i later wan go kota tinggi waterfall tian mi mi with her. =p

Chaoz · March 4, 2009

wah sky.. wall of text! +99999 dmg..

tml is the day right? how u feeling?

lwfc · March 4, 2009

wa.... really no one wana go kota tinggi tml morning arh? =*( i really have to go alone arh?? =*(

dun emo la.... i buy you one apple when i visit you after your op k?

Wah paiseh lei.. Lol.. Wanna see my gf and grandma in action? lol

http://img239.imageshack.us/img239/8543/dsc01051.jpg

outstanding! your grandma really rox!

hahahaha :thumb:

you thumbs up for the grandma or his gf? lolx

punggol nasi lemak not nice leh! somemore so exp.
i still perfer changi one then punggol!

yea! changi changi!

wah sky.. wall of text! +99999 dmg..

tml is the day right? how u feeling?

never ask me how i feel? lolx.

wan go play "corner" muahahahahaha

garfieldrox · March 4, 2009

Camel always post so early in the morning! U stay at dam until wat time?

MC28 · March 4, 2009

let me explain....

basically, you must have the correct definition of third party....
third party covers any other person and property involved in an accident when YOU ARE AT FAULT.
lets say a rider with third party crashed with a pillion, the pillion can claim from the rider's insurance for his/her injuries.
a rider with third party crashed into a car. the bike gone case, rider crippled, car got scratch, driver shoulders pain. the insurance will only pay for the scratch on the car and a person to masage the driver's shoulders. you will not get any for your injury and bike.
imagine, you hit a predestrain. he's wheelchair bounded for life. without at least third party, are you going to take care of him for his entire life?
imagine, you hit a ferrari with a kup kia. the bumper cost how many times the cost of ur kup kia? without insurance, u become bankrupt!

the price of insurance is calculated through the make, type, displacement, age, riding experience.
because to certain extend, all these has direct relationship to accident rate.
young riders have higher accident rate. especially sportbikes compared to cruisers, nakeds, etc. higher displacement, higher chance.
all these are calculated with aid from traffic police's records of accidents.

it's not the matter of whether the same amount will be paid to the third party regardless of the bike's make. it's the ratios.

example:
this year only 20 accidents.
10 involving aprillas
10 involving phantoms
all 20 claims same amount of money.
but entire singapore only 20 aprillas, but 2000 phantoms.
so ratio is 1:2 aprillas accident; 1:200 phantoms accident.
if you are the insurance company, you will charge the same price for both bikes?

same thing to age;
example:
every 100 accidents, 40 involve riders below 21, 20 invlove riders between 21-25, 10 invovles riders 25-30. while a few in other age groups.
if you are the insurance company, will you charge the same price for all age groups?

from the above example;
if you are below 21yearsold, and ride a aprilla, the chance that you will be involved in an accident is definitely MUCH HIGHER than a person who is 50yearsold riding phantom.
so you paying MUCH HIGHER premiums is justifiable right?

i hope this help you understand insurance better... why it is compulsory for all roadusers to have insurance... importance of insurance... why is your insurance so high...

singapore not just obey obey obey... you find out, understand, think, judge, then decide whether to obey, or question and suggest.

cheers

basically, on a lighter tone;

i anyhow pick a young guy. i bet with you that his girlfriend is 21 years old and below. you dare to bet with me?

i anyhow pick an old uncle. i bet with you that his girlfriend, if he even have one, is 21 years old and below.
you dare to bet with me?

which one will you be more confident in winning?

apply this to insurance.

i'm AXA. it's like i'm betting whether you will get into accident. then you tell me, you p plate, first week riding, then ride a sportbike that can go 170km/h, and you are only 18years old.
then another person say, he p plate, first week riding, then ride a kup kia that can go 120km/h, and he is 60 (as old as my father).

which one will i be more confident that he will not get into accident?
especially with traffic police's data showing that most of the bike accidents involve youngsters on sportsbikes who has lesser riding experience...
like the owner of my ex sp... twice in less than 6months...
like jia jun, thrice in less than a year.
last year, we are always visiting each other in hospitals at least once a month. even i landed in hospital too...
but i dun think phantom knights visit hospitals as regularly...

Basically my insurance shifu has explained to you kind sir on what i'll reply you with...

Sky :clapping:

m_ho · March 4, 2009

let me explain....

basically, you must have the correct definition of third party....
third party covers any other person and property involved in an accident when YOU ARE AT FAULT.
lets say a rider with third party crashed with a pillion, the pillion can claim from the rider's insurance for his/her injuries.
a rider with third party crashed into a car. the bike gone case, rider crippled, car got scratch, driver shoulders pain. the insurance will only pay for the scratch on the car and a person to masage the driver's shoulders. you will not get any for your injury and bike.
imagine, you hit a predestrain. he's wheelchair bounded for life. without at least third party, are you going to take care of him for his entire life?
imagine, you hit a ferrari with a kup kia. the bumper cost how many times the cost of ur kup kia? without insurance, u become bankrupt!

the price of insurance is calculated through the make, type, displacement, age, riding experience.
because to certain extend, all these has direct relationship to accident rate.
young riders have higher accident rate. especially sportbikes compared to cruisers, nakeds, etc. higher displacement, higher chance.
all these are calculated with aid from traffic police's records of accidents.

it's not the matter of whether the same amount will be paid to the third party regardless of the bike's make. it's the ratios.

example:
this year only 20 accidents.
10 involving aprillas
10 involving phantoms
all 20 claims same amount of money.
but entire singapore only 20 aprillas, but 2000 phantoms.
so ratio is 1:2 aprillas accident; 1:200 phantoms accident.
if you are the insurance company, you will charge the same price for both bikes?

same thing to age;
example:
every 100 accidents, 40 involve riders below 21, 20 invlove riders between 21-25, 10 invovles riders 25-30. while a few in other age groups.
if you are the insurance company, will you charge the same price for all age groups?

from the above example;
if you are below 21yearsold, and ride a aprilla, the chance that you will be involved in an accident is definitely MUCH HIGHER than a person who is 50yearsold riding phantom.
so you paying MUCH HIGHER premiums is justifiable right?

i hope this help you understand insurance better... why it is compulsory for all roadusers to have insurance... importance of insurance... why is your insurance so high...

singapore not just obey obey obey... you find out, understand, think, judge, then decide whether to obey, or question and suggest.

cheers

Fully agreed..

But it's kinda expensive nowadays. Grumbling will always happen among youngsters like us for the expensive cost that may be our obstacle to ride on a sport bike for mostly youngsters r not afford to pay those high insurance (feel pain)and force to choose a smaller bike for daily use. Unlike elderly people, can choose whatever they want cuz they won't have such much financial headache compared to teenagers.. That's y grumbling happened..

But what i've to say is, Ride a bike that comfortable and affordable. If feel pain to ride, just choose others smaller cub. Will reach ur destination like others bike. MRT is convenient in SG. Want a bigger bike, plan for it when affordable. Others have doesn't mean u must own one. Some teenagers can drive 'Lamborghini' that given from their parent, but must remember there's a lot of teenagers' parents do not afford to pay them for school either. Feel lucky that u have a good family n can ride a bike. Do not grumble as insurance actually protecting their customers n victims although it's expensive but it's worth. That's the way to earn from u and provide service for u. No one will like to do business that lose money.

No offense meant.

Edited March 4, 2009 by m_ho

Anonymous83 · March 4, 2009

The CP Nasi Lemak Uncle lace the chicken wings ar???

It seems like you develop an addiction for it..

changi village nasi lemak also not bad leh! why didnt you guys come to east instead!

Why not Bukit Timah Alameen?

Boon Lay Nasi Lemak... Power..... Come Come... West Side...

i paper one. =*(

got try boon lay's POWER NASI LEMAK before? sponsor of the singapore racing team. a blue r6 with "POWER NASI LEMAK! No1 in Singapore!" at the sides

eric! ur gsxr ok liao?

Boon lay nasi lemak really is power. mc28 sure try b4 de la.
But really got ppl put nasi lemak sticker on their bike meh??

got la. the power nasi lemak is the sponsor ma. so must put their POWER sticker on the race bike and go track. they also sponsor the team lunch. to give them POWER!

:thumb: That the power of nasi lemak...

Anonymous83 · March 4, 2009

Hi all... Good Morning... Just to check with you all... SP FR plate Coe till 2018 can be fetch at what price.... :help:

garfieldrox · March 4, 2009

U selling bike already ar? Whahaha! U wan to order the 2t anot? 19rm. If got 10 person buy. Can take from singapore! The person hse.

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