[General] Insurance!!

[Hydher]

i think you should.

[jtzx]

and idea if there's any surcharge?

[byon]

and idea if there's any surcharge?

 

no surcharge. the next time u renew, ask for quotes from everywhere, then select one that fits your pocket.

[Kevs]

it's Jtzx ;-)

 

oh.. so what good advice will you give me? redo my insurance under my name the next year? meaning swap names with my brother? i be main rider and bro be sub rider??

 

cause axa need to be 21years old.. long way to that age..

 

sorry, type too fast..

 

u can break away from the current insurance company(if im nt wrong) if u are not tied dwn with the bike shop.

i renew my phantom's myself, reduce paying the admin fees frm bike shop, + more discounts over the counter.

 

just go ask for quotes sometime before yr renewal date.

[Silent Hunter]

Thanks all, but I still find it STUPID to have Extend my insurance until next year, when I am selling my bike in AUG and my current insurance is until NOV , ending a Full 3 months after the date my bike is handed over.

[jtzx]

no surcharge. the next time u renew, ask for quotes from everywhere, then select one that fits your pocket.

 

thats great... But which company can a 19year old go to??

 

AXA only age 21

 

what other choices?

 

 

sorry, type too fast..

 

u can break away from the current insurance company(if im nt wrong) if u are not tied dwn with the bike shop.

i renew my phantom's myself, reduce paying the admin fees frm bike shop, + more discounts over the counter.

 

just go ask for quotes sometime before yr renewal date.

 

yup me too.. everything settled myself. with little advice from Finrod also ;-)

No admin charges and no strings attached to bike shop ;-)

 

Thanks all, but I still find it STUPID to have Extend my insurance until next year, when I am selling my bike in AUG and my current insurance is until NOV , ending a Full 3 months after the date my bike is handed over.

 

lol.. check if they can refund a little?

[arjen]

Thanks all, but I still find it STUPID to have Extend my insurance until next year, when I am selling my bike in AUG and my current insurance is until NOV , ending a Full 3 months after the date my bike is handed over.

 

 

Solution 1: Lay up your bike. Transfer to new owner.

 

Solution 2: Delay your road tax payment. Pay a $10 penalty when you renew your tax along with vehicle transfer.

[Hydher]

the penalty sounds good in a financial point of view.

Edited July 16, 2009 by Hydher

[Silent Hunter]

Solution 1: Lay up your bike. Transfer to new owner.

 

Solution 2: Delay your road tax payment. Pay a $10 penalty when you renew your tax along with vehicle transfer.

 

I also thought of that before, but Road tax end on 29th July.

Doing paper work for Handing over the Bike at LTA on 31 July.

Pay $5 + $17 (inspection forget how much liao) for 2 days not worth it.

 

the penalty sounds good in a financial point of view.

 

 

Pay $10 for late payment still ok, but not much diff from the money lost from the insurance refund.

 

Sucky laws! Don't know which Idiot came up with it one.

 

I will go ask NTUC what they can do about it.

[caseystoner]

Hey, jus wanna ask, ermm, hw much might it cost me if i buy a 2B sport bike(TZM/SP/KRR)?? Im 21+ yr, p plate. =)

[Hydher]

Think it would be better to call up or ask the respective forum or insurance company. If i estimate, i would be about $1000+ for third party only. Only the sp.. it should be abour 600-800.

[tanchunxun]

guys.. check with u all. 2 years riding with no accident claim then 3rd year ncd how many %?

[jtzx]

15% i heard one year = 5%

[Llukelly]

hey ... i'm 22 this yr and i just pass on 22 jun ... any idea how much it will be like ???

[Hydher]

600. call ntuc. its free and more accurate. price to be revised on aug this year i heared.

[tweakmax2]

yea.. my insurance 3rd party NTUC only $150

[sh3rman]

Hey, jus wanna ask, ermm, hw much might it cost me if i buy a 2B sport bike(TZM/SP/KRR)?? Im 21+ yr, p plate. =)

 

krr most exp.. quote frm shop

i tink tpft 1.3k+

FX plate or something like tat

[tyrtok]

curious, call ntuc and tell them what?

what information should we give them?

[Hydher]

tell them you wana buy insurance for them. Best if you have the vehicle number.

[tyrtok]

I just need a rough quotation to know how much money to put aside.

have not yet targeted which bike in specific to buy, only know model for now.

valid?

[lawbah]

Ta200

24+

15% ncd

$260++

ntuc

[Zhi Ming]

lawbah , how come yours so cheap? Mine also NTUC

 

Ta200

23

5% ncd

$408

ntuc

 

your license got long ago issit? Mine was in 2008...but i still find $400 ex lor

[lawbah]

aiyah cos you 5% Ncd only ma ... i think thats why ba... then also got the age and riding experience ma ...

 

haha..

[chuan.z]

Yup, less than 2 years got additional "newbie" welcome "gift", After that, doesn't matter liao... I asked the NTUC officer wan...

[BlackDawn]

your license got long ago issit? Mine was in 2008...but i still find $400 ex lor

Wait till you upgrade your bike, then see if you still think $400 is ex.