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[General] Insurance!!

ylsonny

By ylsonny
in Cruisers

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mepkoh Newbie

mepkoh

Posted
Posted

my insurance 3rd party...$162..with 10% ncb..(honda steed)

this is 15% more than previous years even after 10%ncb

 

have another suzuki smash $158...no ncb.

 

both with ntuc

Never argue with an idiot. They'll bring you down to their level and beat you with experience every time:dot:

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chuan.z Newbie

chuan.z

Posted
Posted

NTUC 3rd party, FX plate, >2yrs experience, 15%NCD - $231

 

I asked about the experience thing when I was renewing my insurance, the lady said there's only extra if have less than two years experience wor... And yep, this year's premium is higher than last...

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hamsterwhale Newbie

hamsterwhale

Posted
Posted

this year cheapest insurance......NTUC

 

unbelieavable but true...why???AXA alot of ppl join after many found it to be cheap for a few years....end up more ppl a insurance coy have, more chances or claims to be made...so this is a darwinian process....hahaha

Go as far as you can see; when you get there, you'll be able to see farther.

J. P. Morgan

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jtzx Newbie

jtzx

Posted
Posted

man... i added my bro as the first rider.. and im paying for it...

 

meaning next time when i ride class2a bike = 0 exp of riding = 0%?

JOSHUA

class2B -26/2/09

class 2A -27/7/10

class 3 - 6/1/11

class 2 - 30/8/12

 

http://i920.photobucket.com/albums/ad44/jtzx/Image0020_JROT42b4_edited.gif?t=1246004022

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Zhi Ming Newbie

Zhi Ming

Posted
Posted
if no claim meaning the next year i pay lesser?

 

yes , refer to my post #190 , on 24th Sept 2008. Its actually $495 , after special discount ( cause i have Life insurance policy with them also)

 

after 1 year , now 23 , insurance costs $408.

 

so VERY VERY important, dont speed or do any stunts , care for your wallet. just cruise to your destination safely :cheeky:

12 Jun 2008 - Class 2B

28 Jun 2008 - Honda Phantom TA 200 (COE 11/3/17)

17 Jan 2009 - Class 3

27 Oct 2009 - Class 2A

28 May 2016 - Yamaha Fino 115 (COE 04/8/24)

9 June 2017 - Honda CB400 Spec 2 (COE 02/1/23)

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Kevs Newbie

Kevs

Posted
Posted (edited)

jtxz: Yes. So next time when you are the new owner of a bike, still have experience of riding, but, no NCD.

 

IMO, this best way, is to call up all the insurance companies for a quote.

Because different ppl criteria fit different plan.

& the best part, sometimes when you decided to choose which company to go, when reach the counter, the pricing would be another story again. ;)

 

Hokay admin time.

 

I believe this issue can be found in another thread. Moreover queries more or less have been answered.

 

Hokay, thread tutup.

--------------------------------------------------------------------

 

*On 2nd thoughts, moving the posts to the insurance thread instead. :smile:

Edited by Kev's

我们都在不断赶路忘记了出路, 在失望中追求偶尔的满足..

Disclaimer:

The above information is obtained from third party sources for which I assume no responsibility.

While there is no reason to believe that the information is unreliable, no liability is accepted for any errors or inaccuracies.™®©

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jtzx Newbie

jtzx

Posted
Posted
jtxz: Yes. So next time when you are the new owner of a bike, still have experience of riding, but, no NCD.

 

IMO, this best way, is to call up all the insurance companies for a quote.

Because different ppl criteria fit different plan.

& the best part, sometimes when you decided to choose which company to go, when reach the counter, the pricing would be another story again. ;)

 

Hokay admin time.

 

I believe this issue can be found in another thread. Moreover queries more or less have been answered.

 

Hokay, thread tutup.

--------------------------------------------------------------------

 

*On 2nd thoughts, moving the posts to the insurance thread instead. :smile:

 

it's Jtzx ;-)

 

oh.. so what good advice will you give me? redo my insurance under my name the next year? meaning swap names with my brother? i be main rider and bro be sub rider??

 

cause axa need to be 21years old.. long way to that age..:cheeky:

JOSHUA

class2B -26/2/09

class 2A -27/7/10

class 3 - 6/1/11

class 2 - 30/8/12

 

http://i920.photobucket.com/albums/ad44/jtzx/Image0020_JROT42b4_edited.gif?t=1246004022

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Hydher Newbie

Hydher

Posted
Posted
it's Jtzx ;-)

 

oh.. so what good advice will you give me? redo my insurance under my name the next year? meaning swap names with my brother? i be main rider and bro be sub rider??

 

cause axa need to be 21years old.. long way to that age..:cheeky:

 

If you want ncd, get your own insurance from ntuc. :thumb:

Dragstar 400 classic & Zx6r

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jtzx Newbie

jtzx

Posted
Posted

ok... but how much discount only?

alot of differents?

JOSHUA

class2B -26/2/09

class 2A -27/7/10

class 3 - 6/1/11

class 2 - 30/8/12

 

http://i920.photobucket.com/albums/ad44/jtzx/Image0020_JROT42b4_edited.gif?t=1246004022

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byon Newbie

byon

Posted
Posted

just wondering, i had a accident last dec, which was claimed against ntuc and ntuc paid the full cost inclusive of my injuries and days i missed work. will it reduce my total ncd and affect my next yr's insurance renewal?

 

 

cheers,

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Hydher Newbie

Hydher

Posted
Posted
ok... but how much discount only?

alot of differents?

 

about 5%? better if u call ntuc itself

 

just wondering, i had a accident last dec, which was claimed against ntuc and ntuc paid the full cost inclusive of my injuries and days i missed work. will it reduce my total ncd and affect my next yr's insurance renewal?

 

 

cheers,

 

Possibly your ncd is all taken away, premium will increase.

Dragstar 400 classic & Zx6r

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Silent Hunter Newbie

Silent Hunter

Posted
Posted

Got a problem, I am selling my bike 31st July, but Road Tax expires 29 July.

So need to renew, otherwise can be fined heavily.

Road tax need to renew no choice I pay.

 

But, I saw the letter stating that I need an insurance up till Jan 2010, but I don't want to specially buy 6 months insurance just so that the road tax can be renewed, since I will be selling my bike off 2 days after that.

 

My current insurance is until Nov which is more than 3 months from the dat emy bike will be handed over.

What can be done to avoid paying the ridiculous sum for the insurance?

Motorcyclist are the nicest people on the road, try not to kill us.

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mepkoh Newbie

mepkoh

Posted
Posted

ntuc allows the extension of insurance to coincide with expiry of road tax..so get a 2 month extension then..

when bike is sold..refunds almost immediately..not like some agencies who would ask for adm charges and hold on to ur money as long as 3 months..

Never argue with an idiot. They'll bring you down to their level and beat you with experience every time:dot:

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byon Newbie

byon

Posted
Posted (edited)
Possibly your ncd is all taken away, premium will increase.

 

Allianz has reinstated my 20% NCD for the accident that is not my fault.

 

23 years of age, 3 years of riding experience, after 20% ncd, FW2255B

Allianz - $241.82

NTUC - $268.05

AIG - $326.91

AXA - $334.00

Mitsui - $8,888.88

 

 

who says ntuc is the cheapest?!

Edited by byon
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queirtus Newbie

queirtus

Posted
Posted
Got a problem, I am selling my bike 31st July, but Road Tax expires 29 July.

So need to renew, otherwise can be fined heavily.

Road tax need to renew no choice I pay.

 

But, I saw the letter stating that I need an insurance up till Jan 2010, but I don't want to specially buy 6 months insurance just so that the road tax can be renewed, since I will be selling my bike off 2 days after that.

 

My current insurance is until Nov which is more than 3 months from the dat emy bike will be handed over.

What can be done to avoid paying the ridiculous sum for the insurance?

 

yup u can get the insurance extended by 2 months but must pay for the 2 months:cheeky:

The pain of discipline is nothing like the pain of disappointment
:thumb:
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Hydher Newbie

Hydher

Posted
Posted
Allianz has reinstated my 20% NCD for the accident that is not my fault.

 

23 years of age, 3 years of riding experience, after 20% ncd, FW2255B

Allianz - $241.82

NTUC - $268.05

AIG - $326.91

AXA - $334.00

Mitsui - $8,888.88

 

 

who says ntuc is the cheapest?!

 

mitsui so high ? :dozed:

try bargaining.

Dragstar 400 classic & Zx6r

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thenation Newbie

thenation

Posted
Posted
Allianz and AXA needs rider to be age of 21. For current policy holders under 20, the insurance will still continue.

 

Is this some new policy of theirs? Guess I got it before they changed the rules.

http://i511.photobucket.com/albums/s351/thenation_bucket/whowatches.jpg
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jtzx Newbie

jtzx

Posted
Posted
Allianz has reinstated my 20% NCD for the accident that is not my fault.

 

23 years of age, 3 years of riding experience, after 20% ncd, FW2255B

Allianz - $241.82

NTUC - $268.05

AIG - $326.91

AXA - $334.00

Mitsui - $8,888.88

 

 

who says ntuc is the cheapest?!

 

 

NTUC is never the cheapest... so can NCD be transfered over if i change from ntuc to axa at the age of 20?

 

Really? I got insurance from AXA at 20.

 

lol.. when you buy that insurance?

 

Is this some new policy of theirs? Guess I got it before they changed the rules.

 

hope it willl be age 20 man... or i have to PAP!

JOSHUA

class2B -26/2/09

class 2A -27/7/10

class 3 - 6/1/11

class 2 - 30/8/12

 

http://i920.photobucket.com/albums/ad44/jtzx/Image0020_JROT42b4_edited.gif?t=1246004022

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jtzx Newbie

jtzx

Posted
Posted

so byon you also think that i should just change the main rider name to my name the next renew for insurances?

JOSHUA

class2B -26/2/09

class 2A -27/7/10

class 3 - 6/1/11

class 2 - 30/8/12

 

http://i920.photobucket.com/albums/ad44/jtzx/Image0020_JROT42b4_edited.gif?t=1246004022

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